12730 Laurel St, Unit 302, Lakeside, CA 92040 Property Records

San Diego County property record for 12730 Laurel St, Unit 302, Lakeside, CA 92040

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1990
Lot Size	3.04 acres (132,686 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jun 2026)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`394-480-47-34`

Property Details

APN / Parcel Number

Primary APN	`394-480-47-34`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	132,686 sqft

Location & Zoning

Street Address	12730 LAUREL ST, 302
City	LAKESIDE
State	CA
Zip	92040-2116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US302PER DOC04-1000547&UND INT IN TR 009961
Legal Subdivision	SAN DIEGO # 3954
Legal Tract	009961
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	16804

Owner

12730 Laurel St, Unit 302 is owned by an individual who bought it in June 2026.

Source: San Diego County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	452 EVENING VIEW DR, CHULA VISTA, CA 91914-5211
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Grant Deed, Transfer · FHA Mortgage FIDELITY NATIONAL TITLE
Jul 20, 2023	Grant Deed, Transfer · Conventional Mortgage PRIMELENDING
Dec 22, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Jul 20, 2023 · Amount on File
Deed Document Number	2026181047
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0000065715
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2026
Property Address	12730 LAUREL ST, 302, LAKESIDE, CA 92040-2116
Document Number	0000181047
Instrument Date	May 26, 2026
Instrument	2026181047
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 EVENING VIEW DR, CHULA VISTA, CA 91914-5211

Mortgage

Document Number	0000181048,
Date	Jun 24, 2026
Instrument	2026181048

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000181049,
Date	Jun 24, 2026
Instrument	2026181049

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.36%
Max Rate	-1%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2023
Property Address	12730 LAUREL ST UNIT 302, 302, LAKESIDE, CA 92040-2116
Document Number	0000191913
Map Reference	MAP 9961
Instrument Date	Jul 6, 2023
Instrument	2023-0191913
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12730 LAUREL ST UNIT 302, 302, LAKESIDE, CA 92040-2116

Mortgage

Document Number	0000191914
Date	Jul 20, 2023
Instrument	2023-0191914

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12730 LAUREL ST UNIT 302, 302, LAKESIDE, CA 92040-2116
Document Number	0000610287
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12730 LAUREL ST #302 LAKESIDE CA 920402116, 302, LAKESIDE, CA 92040-2116

Mortgage

Document Number	0000610287
Date	Dec 28, 2017
Instrument	610287

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12730 Laurel St, Unit 302 was $5,972, up 3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,170 (+2%) Land $312,120 Building $130,050
2025	$5,972.00 (+2.97%)	$433,500 Land $306,000 Building $127,500
2024	$5,800.00 (+107.89%)
2023	$2,790.00 (+2.42%)	$179,045 Land $65,963 Building $113,082
2022	$2,724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12730 Laurel St, Unit 302 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12730 Laurel St, Unit 302 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wyyerd Connect.

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