1273 Owen Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 1273 Owen Dr, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,880 sqft · built 2017
Lot Size	8.85 acres (385,506 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2020)
Tax Bill	$6,823 (2024)
Deeds & Mortgages	Oct 2020 Sale Sep 2020 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-09-100-019`

Property Details

APN / Parcel Number

Primary APN	`14-20-09-100-019`

Interior

Full Baths	1 Bath
Stories	5 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Lot Area	385,506 sqft (8.85 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1273 OWEN DR
City	PETOSKEY
State	MI
Zip	49770-8926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	PT OF NW ? OF SECTION 9, COM AT NW COR OF SD SEC, TH ALG N LN OF SD SEC, N89?52?49?E 2097.60 FT, TH ALG E LN OF W ? OF E ? OF NW ? OF SD SEC, S00?06?42?E 1596.41 FT TO POB, TH CONT ALG SD E LN OF W ? OF E ? OF NW 1/4, S00?06?42?E 1020.19 FT, TH ALG E
Legal Range	04W
Legal Township	34N
Legal Section	09
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4008
Census Tract	970500

Owner

1273 Owen Dr is owned by two individuals who bought it in October 2020.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14161 64TH DR N, PALM BEACH GARDENS, FL 33418-7212
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Warranty Deed, Transfer
Sep 14, 2020	Foreclosure
Mar 13, 2017	Warranty Deed, Transfer · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Sep 14, 2020 · Amount on File
Deed Document Number	202051797182
Deed Book / Page	1226 / 233
Prior Transfer Date	Sep 2, 2020
Prior Transfer Doc	001224/954
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 19, 2020
Property Address	1273 OWEN DR, PETOSKEY, MI 49770-8926
Document Number	001226/233
Book / Page	1226 / 233
Instrument Date	Oct 16, 2020
Instrument	51797182
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14161 64TH DR N, WEST PALM BEACH, FL 33418-7212

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	EMMET MI
Recording Date	Sep 14, 2020
Property Address	1273 OWEN DR, PETOSKEY, MI 49770-8926
Document Number	001224/954
Book / Page	1224 / 954
Instrument Date	Sep 2, 2020
Instrument	5177905
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2045, PETOSKEY, MI 49770-2045

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 13, 2017
Property Address	1273 OWEN DR, PETOSKEY, MI 49770-8926
Document Number	01192/0900
Book / Page	1192 / 0900
Instrument Date	Mar 7, 2017
Instrument	5145778
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TALON TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8875 HALYARD WAY, 8875, EAST JORDAN, MI 49727-9426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 784, GAYLORD, MI 49734-0784

Mortgage

Document Number	01192/0902
Date	Mar 13, 2017
Book Page	1192/0902
Instrument	5145780

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,600 Land $32,700 Building $205,900	$477,200 Land $65,400 Building $411,800
2024	$6,823.00
2023		$165,600 Land $19,900 Building $145,700	$331,200 Land $39,800 Building $291,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1273 Owen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1273 Owen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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