1273 E Main St, #75, El Cajon, CA 92021 Property Records

San Diego County property record for 1273 E Main St, #75, El Cajon, CA 92021

Property Summary

Property TypeMixed Use Store/Office
Details1,040 sqft · built 2010
Lot Size0.69 acres (30,056 sqft)
OwnerCompany Name on Record
Tax Bill$60,423 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN489-390-05-00

Property Details

APN / Parcel Number

Primary APN489-390-05-00

Interior

Building Area1,040 sqft Total Area
Gross Area10,245 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area30,056 sqft (0.69 acres)

Location & Zoning

Street Address1273 E MAIN ST, 75
CityEL CAJON
StateCA
Zip92021-7277
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeC-G
Legal DescriptionLOT 104 (EX ALLEY)DOC76-289373 IN LOT 103&IN TR 001536
Legal SubdivisionCHASE RHO SUB #2
Legal Tract001536
Legal Block2
Legal Lot Number103,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10718 NOAKES RD, LA MESA, CA 91941-5777
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed of Trust, Mortgage · Commercial Mortgage
OCEANAIR FCU
Jul 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
PACIFIC PREMIER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2007
Deed SaleMay 4, 2007
Deed Document Number2007307457
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1273 E MAIN ST # 75, 75, EL CAJON, CA 92021-7277
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10718 NOAKES RD, LA MESA, CA 91941-5777

Mortgage

Document Number0000325815
DateNov 18, 2025
Instrument2025-0325815
Lender
NameOCEANAIR FCU
TypeCredit Union
AddressOXNARD, CA 93036
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1273 E MAIN ST # 75, 75, EL CAJON, CA 92021-7277
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000297323
DateJul 20, 2018
Instrument2018-0297323
Lender
NamePACIFIC PREMIER BANK
TypeBank
AddressIRVINE, CA 92614
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,590,350 (+2%) Land $1,308,918 Building $1,281,432
2025$60,423.00 (+15.5%)$2,539,559 (+7.27%) Land $1,283,253 Building $1,256,306
2023$52,315.00 (+7.86%)$2,367,418 Land $1,233,424 Building $1,133,994
2022$48,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on E Main St

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