1273 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1273 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,223 sqft · built 1913
Lot Size	0.073 acres (3,159 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Oct 2024)
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-29-23-13-0047`

Property Details

APN / Parcel Number

Primary APN	`34-29-23-13-0047`
Alternative APNs	`8064700` `8067046`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,223 sqft Living Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	3,159 sqft (0.073 acres)
Lot Dimensions	39 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	344 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8067046
Street Address	1273 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYNDICATE NO. 5 ADDITION EX N 40 FT LOT 17 BLK 24
Legal Range	23
Legal Township	29
Legal Section	34
Legal Subdivision	SYNDICATE NO. 5 ADDITION
Legal Block	24
Legal Lot Number	17
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	32300

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	554 SYNDICATE ST N, SAINT PAUL, MN 55104-2534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 5, 2024	Warranty Deed, Transfer ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC
Jun 8, 2017	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	20245040917
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1273 CHARLES AVE, SAINT PAUL, MN 55104-2517
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04909292
Date	Sep 23, 2021
Instrument	A04909292

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 5, 2024
Property Address	1273 CHARLES AVE, SAINT PAUL, MN 55104-2517
Document Number	0A05018290
Instrument Date	Feb 22, 2024
Instrument	A05018290
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1273 CHARLES AVE, SAINT PAUL, MN 55104-2517

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 8, 2017
Property Address	1273 CHARLES AVE, SAINT PAUL, MN 55104-2517
Document Number	0004661812
Instrument Date	Jun 1, 2017
Instrument	4661812
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 CHARLES AVE ST PAUL MN 551042517, ST PAUL, MN 55104-2517

Mortgage

Document Number	4661813
Date	Jun 8, 2017
Instrument	4661813

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,300 (+3.24%) Land $35,000 Building $197,300	$232,300 (+3.24%) Land $35,000 Building $197,300
2025	$3,656.00 (+10.45%) Homeowner's exemption	$225,000 (+3.83%) Land $35,000 Building $190,000	$225,000 (+3.83%) Land $35,000 Building $190,000
2024	$3,310.00 (+3.12%)
2023	$3,210.00 Homeowner's exemption	$216,700 Land $35,000 Building $181,700	$216,700 Land $35,000 Building $181,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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