1273 Andover Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1273 Andover Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,505 sqft · built 1956
Lot Size	0.138 acres (6,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$792,000 (May 2025)
Tax Bill	$7,895 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`489-333-25-00`

Property Details

APN / Parcel Number

Primary APN	`489-333-25-00`
Alternative APN	`4893325300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,025 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4893325300
Street Address	1273 ANDOVER RD
City	EL CAJON
State	CA
Zip	92019-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6000
Legal Description	PAR 2 TR PM09065
Legal Subdivision	CITY OF EL CAJON
Legal Tract	9065
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	15704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Jun 25, 2019	Grant Deed, Transfer · Conventional Mortgage FINLEY PROPERTIES CORP
Jun 25, 2019	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2025140763
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000282284
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389

Mortgage

Document Number	0000059095
Date	Mar 4, 2026
Instrument	2026-0059095

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2055

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2021
Property Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389
Document Number	0000282284
Map Reference	FILE 1979-352717
Instrument Date	Apr 5, 2021
Instrument	2021-0282284
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389

Mortgage

Document Number	0000282285
Date	Apr 12, 2021
Instrument	2021-0282285

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2019
Property Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389
Document Number	0000248924
Map Reference	FILE 79-352717
Instrument Date	Jun 12, 2019
Instrument	2019-0248924
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389

Mortgage

Document Number	0000248925
Date	Jun 25, 2019
Instrument	2019-0248925

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2019
Property Address	1273 ANDOVER RD, EL CAJON, CA 92019-2389
Document Number	0000248923
Instrument Date	Jun 12, 2019
Instrument	248923
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1273 ANDOVER RD EL CAJON CA 920192389, EL CAJON, CA 92019-2389

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,840 (+35.51%) Land $484,500 Building $323,340
2025	$7,895.00 (+33.54%)	$596,149 (+31.6%) Land $289,280 Building $306,869
2023	$5,912.00 (+1.83%)	$453,001 Land $268,048 Building $184,953
2022	$5,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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