12729 Gorman Cir, Boyds, MD 20841 Property Records

Montgomery County property record for 12729 Gorman Cir, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 6,122 sqft · built 2007
Lot Size0.268 acres (11,659 sqft)
Owner2 Individual Names on File
Last Sale$668,000 (May 2019)
Tax Bill$10,355 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-03450844

Property Details

APN / Parcel Number

Primary APN02-03450844
Alternative APN
  • 03450844

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,122 sqft Living Area
Gross Area6,662 sqft
1st Floor Area2,400 sqft
Basement Area1,522 sqft
Finished Basement1,522 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,659 sqft (0.268 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Patio Area50 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03450844
Street Address12729 GORMAN CIR
CityBOYDS
StateMD
Zip20841-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionSUMMERFIELD CROSSING
Legal SubdivisionSUMMERFIELD CROSSING
Legal BlockC
Legal Lot Number34
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group1
Census Block1010
Census Tract700314

Owner

12729 Gorman Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12729 GORMAN CIR, BOYDS, MD 20841-2023
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Jan 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Dec 14, 2020Deed of Trust, Mortgage · Line of Credit
NEXTMARK FCU
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
NEXTMARK FCU
May 7, 2019Deed, Transfer · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2019 · Amount on File
Deed SaleMay 7, 2019 · Amount on File
Prior SaleDec 12, 2007 · Amount on File
Deed Book / Page57525 / 76
Prior Transfer DateJan 11, 2008
Prior Transfer Doc111164
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12729 GORMAN CIR, BOYDS, MD 20841-2023
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanyWORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12729 GORMAN CIR, BOYDS, MD 20841-2023

Mortgage

Document Number0617270350
DateJan 27, 2021
Book Page61727/350
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12729 GORMAN CIR, BOYDS, MD 20841-2023
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0589220239
DateJan 27, 2020
Book Page58922/239
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2045

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12729 GORMAN CIR, BOYDS, MD 20841-2023
Document Number0617270370
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12729 GORMAN CIR BOYDS MD 208412023, BOYDS, MD 20841-2023

Mortgage

Document Number0617270370
DateJan 27, 2021
Book Page061727/000370
Lender
NameNEXTMARK FCU
AddressFAIRFAX, VA 22030
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 26, 2051
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address12729 GORMAN CIR, BOYDS, MD 20841-2023
Document Number0602860469
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12729 GORMAN CIR BOYDS MD 208412023, BOYDS, MD 20841-2023

Mortgage

Document Number0602860469
DateAug 13, 2020
Book Page060286/000469
Lender
NameNEXTMARK FCU
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount on Record

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMay 7, 2019
Property Address12729 GORMAN CIR, BOYDS, MD 20841-2023
Document Number0575250076
Book / Page57525 / 076
Map ReferenceMB 22954
Instrument DateApr 19, 2019
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCOUNSELORS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11416 PATRIOT LN, 11416, POTOMAC, MD 20854-3750

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12729 GORMAN CIR, BOYDS, MD 20841-2023

Mortgage

Document Number57525084
DateMay 7, 2019
Instrument57525/084
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12729 Gorman Cir was $10,355, up 0.4% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$955,667 (+6.13%)$1,010,900 (-) Land $161,400 Building $849,500
2025$10,355.00 (+0.41%)$900,433$1,010,900 Land $161,400 Building $849,500
2024$10,313.00
2023$791,967$845,200 Land $161,400 Building $683,800
2022$7,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12729 Gorman Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12729 Gorman Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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