12729 115th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12729 115th St, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,896 sqft · built 2005
Lot Size5.11 acres (222,592 sqft)
Owner2 Individual Names on File
Tax Bill$4,480 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-011-0700

Property Details

APN / Parcel Number

Primary APN12-011-0700

Interior

Building Area1,896 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area222,592 sqft (5.11 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchSlab

Location & Zoning

Street Address12729 115TH ST
CityMILACA
StateMN
Zip56353-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 480 FT OF N 27 AC OF E 1/2 OF SW, LYING W OF E 856.35 FT, SEE 5/12/04 SKETCH
Legal Range27
Legal Township37
Legal Section11
JurisdictionMILLE LACS MN
Township / Civil DivisionMILO
Census Block Group3
Census Block3017
Census Tract170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12729 115TH ST, MILACA, MN 56353-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2021
Deed SaleMay 5, 2021
Deed Document Number2021424262
Prior Transfer DateOct 20, 2008
Prior Transfer Doc352183
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateMay 5, 2021
Property Address12729 115TH ST, MILACA, MN 56353-4005
Document NumberA424262
Instrument DateMay 3, 2021
InstrumentA424262
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyMINNESOTA TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,039.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12729 115TH ST, MILACA, MN 56353-4005

Mortgage

Document Number000A424263
DateMay 5, 2021
InstrumentA424263
Lender
NameCARDINAL FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionMilo Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,480.00 (+4.43%)$445,100 (+7.8%) Land $99,200 Building $345,900$445,100 (+7.8%) Land $99,200 Building $345,900
2025$4,290.00 (+3.52%) Homeowner's exemption$412,900 (+2.61%) Land $80,900 Building $332,000$412,900 (+2.61%) Land $80,900 Building $332,000
2023$4,144.00$402,400 Land $58,400 Building $344,000$402,400 Land $58,400 Building $344,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
Frontier
DSL
10 / 1

May also be available: AT&T.

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