12728 Millstream Dr, Bowie, MD 20715 Property Records

Prince George's County property record for 12728 Millstream Dr, Bowie, MD 20715

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,538 sqft · built 1968
Lot Size	0.063 acres (2,725 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,466 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-1672757`

Property Details

APN / Parcel Number

Primary APN	`14-1672757`
Alternative APN	`1672757`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,538 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,725 sqft (0.063 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	1672757
Street Address	12728 MILLSTREAM DR
City	BOWIE
State	MD
Zip	20715-1634
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSFA
Legal Description	EQE-3341
Legal Subdivision	BELAIR TOWN SEC 43
Legal Block	146
Legal Lot Number	91
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	14, BOWIE
Census Block Group	4
Census Block	4007
Census Tract	800402

Owner

12728 Millstream Dr, a townhouse, is owned and occupied by two individuals who acquired it in July 2021.

Source: Prince George's County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Jul 27, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 4, 2018	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021
Deed Sale	Jul 27, 2021
Prior Sale	Sep 4, 2018 · Amount on File
Deed Book / Page	45934 / 544
Prior Transfer Date	Jun 2, 2021
Prior Transfer Doc	0459340544
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Apr 22, 2026
Property Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634
Document Number	5193000078
Book / Page	51935 / 78
Instrument Date	Feb 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634

Mortgage

Document Number	5193000078,
Date	Apr 22, 2026
Book Page	51935/78

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2051

Interest

Rate	6.1%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634
Transaction Type	Mortgage
Record Updated	Apr 26, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0486980561
Date	Mar 28, 2023
Book Page	48698/561

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Jul 27, 2021
Property Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634
Document Number	0459340544
Book / Page	45934 / 544
Map Reference	MB WWW 68 PL 44
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634

Mortgage

Document Number	45934549
Date	Jul 27, 2021
Instrument	45934/549

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Sep 4, 2018
Property Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634
Document Number	0412770357
Book / Page	41277 / 357
Map Reference	MB WWW68 PL44
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DUNNS TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,778.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12728 MILLSTREAM DR, BOWIE, MD 20715-1634

Mortgage

Document Number	0041277362
Date	Sep 4, 2018
Instrument	41277/362

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Bowie City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,500 Land $75,000 Building $204,500	$279,500 Land $75,000 Building $204,500
2024	$4,466.00 (+35.62%)
2023	$3,293.00	$241,100	$279,500 Land $75,000 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12728 Millstream Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12728 Millstream Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOWIE serves 25,000 people · EPA ID MD0160002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband, T-Mobile.

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