12727 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 12727 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,389 sqft · built 1960
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on Record
Last Sale	$1,550,000 (Jan 2025)
Tax Bill	$15,042 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00389482`

Property Details

APN / Parcel Number

Primary APN	`06-00389482`
Alternative APN	`00389482`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,389 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,989 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	139,828 sqft
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	276 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00389482
Street Address	12727 RIVER RD
City	POTOMAC
State	MD
Zip	20854-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	FRANK TAYLOR SUB PARCEL 1A
Legal Subdivision	FRANK TAYLOR SUB
Legal Block	1
Legal Lot Number	1-A
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	1
Census Block	1010
Census Tract	700608

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12727 RIVER RD, POTOMAC, MD 20854-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Book / Page	68835 / 158
Transfer Doc	0000121885
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12727 RIVER RD, POTOMAC, MD 20854-1138
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	KK TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0536440319
Date	Jan 26, 2017
Book Page	53644/319

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12727 RIVER RD, POTOMAC, MD 20854-1138
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	KK TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0551950381
Date	Nov 7, 2017
Book Page	55195/381

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,378,567 (+6.47%)	$1,462,300 (-) Land $740,600 Building $721,700
2025	$15,042.00 (+9.66%)	$1,294,833 (+10.59%)	$1,462,300 (+20.74%) Land $740,600 Building $721,700
2023		$1,170,867	$1,211,100 Land $740,600 Building $470,500
2022	$13,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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