San Diego County property record for 12727 Oak Knoll Rd, Poway, CA 92064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,679 sqft · built 2003 |
| Lot Size | 0.132 acres (5,765 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Sep 2003) |
| Tax Bill | $7,081 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 317-501-20-00 |
| Primary APN | 317-501-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,679 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 5,765 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12727 OAK KNOLL RD |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | LOT 10 TR 014479 |
| Legal Subdivision | POWAY |
| Legal Tract | 014479 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17048 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12727 OAK KNOLL RD, POWAY, CA 92064-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2003 · Amount on Record |
| Deed Sale | Sep 26, 2003 · Amount on Record |
| Deed Document Number | 20031191069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12727 OAK KNOLL RD, POWAY, CA 92064-5514 |
| Document Number | 0000227599 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12727 OAK KNOLL RD POWAY CA 920645514, POWAY, CA 92064-5514 |
| Document Number | 0000227599 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 227599 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2048 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $638,085 (+2%) Land $320,726 Building $317,359 | |
| 2025 | $7,081.00 (+4.93%) Homeowner's exemption | $625,575 (+4.04%) Land $314,438 Building $311,137 |
| 2023 | $6,748.00 (+1.69%) Homeowner's exemption | $601,285 Land $302,229 Building $299,056 |
| 2022 | $6,636.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF POWAY serves 49,888 people · EPA ID CA3710015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile.
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