12726 Sydney Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 12726 Sydney Rd, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,335 sqft · built 2003
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$897,000 (Oct 2023)
Tax Bill	$10,598 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0848343100`

Property Details

APN / Parcel Number

Primary APN	`0848343100`
Alternative APN	`U072921ZZZ000003951800`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,335 sqft Heated Area
1st Floor Area	2,112 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	704 sqft
Patio Area	992 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0848343100
Street Address	12726 SYDNEY RD
City	DOVER
State	FL
Zip	33527-5959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	N 398 FT OF S 428 FT OF E 1/2 OF SW 1/4 OF SW 1/4 LESS W 360 FT AND LESS E 164.83 FT
Legal Range	21E
Legal Township	29S
Legal Section	07
Legal Subdivision	UNPLATTED
Legal Block	3
Legal Lot Number	180
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1004
Census Tract	12209

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	12726 SYDNEY RD, DOVER, FL 33527-5959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Sep 28, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	2023441614
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 3, 2023
Property Address	12726 SYDNEY RD, DOVER, FL 33527-5959
Document Number	0000441614
Instrument Date	Sep 28, 2023
Instrument	2023441614
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	ENTERPRISE TITLE PARTNERS, ENTERPRISE TTL PARTNERS OF N

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37632 SKY RIDGE CIR, DADE CITY, FL 33525-0830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12726 SYDNEY RD, DOVER, FL 33527-5959

Mortgage

Document Number	0000441615
Date	Oct 3, 2023
Instrument	2023441615

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12726 SYDNEY RD, DOVER, FL 33527-5959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0256340723
Date	Mar 21, 2018
Book Page	25634/0723
Instrument	2018110317

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	SAN CRISTOBAL, NM 87564

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	12726 SYDNEY RD, DOVER, FL 33527-5959
Document Number	0270401974
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12726 SYDNEY RD DOVER FL 335275959, DOVER, FL 33527-5959

Mortgage

Document Number	0270401974
Date	Oct 18, 2019
Book Page	027040/001974
Instrument	2019450564

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,598.00 (+69.95%) Homeowner's exemption	$559,263 (+63.09%)	$694,316 (+20.68%) Land $98,208 Building $596,108
2023	$6,236.00 (+35.1%) Homeowner's exemption	$342,921 (+3%)	$575,319 (+6.62%) Land $83,477 Building $491,842
2022	$4,616.00 Homeowner's exemption	$332,933	$539,595 Land $76,111 Building $463,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	21 (2002–2024)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Nov 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Nov 2024 · 9 claims Hurricane Debby, Aug 2024 · 3 claims Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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