12726 Cobblestone Dr, Houston, TX 77024 Property Records

Harris County property record for 12726 Cobblestone Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,448 sqft · built 2020
Lot Size	0.256 acres (11,156 sqft)
Owner	2 Company Names on Record
Tax Bill	$41,190 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093-623-000-0012`

Property Details

APN / Parcel Number

Primary APN	`093-623-000-0012`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	5,448 sqft Living Area
1st Floor Area	2,707 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,156 sqft (0.256 acres)
View / Lot	Flood Plain
Garage Type	Detached
Garage Area	306 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Frame Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0936230000012
Street Address	12726 COBBLESTONE DR
City	HOUSTON
State	TX
Zip	77024-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 5 (PR YR IMPS 2021*0936230000030) FONN VILLAS SEC 1
Legal Subdivision	FONN VILLAS SEC 1
Legal Block	5
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1003
Census Tract	430800

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer SELECTITLE LLC, SELECT TITLE LLC
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 3, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST
Jun 27, 2019	Loan Modification, Mortgage ALLEGIANCE BK
Jun 29, 2018	Warranty Deed, Transfer ALLEGIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023
Deed Sale	Nov 29, 2023
Deed Document Number	2023450341
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Nov 29, 2023
Property Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Document Number	0000450341
Map Reference	VOL 77 PG 8
Instrument Date	Nov 27, 2023
Instrument	2023-450341
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	SELECTITLE LLC, SELECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 GREEN BAY RD # RD123, RD123, WINNETKA, IL 60093-1721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020

Mortgage

Document Number	0000500629
Date	Oct 10, 2022
Instrument	2022-500629

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 14, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000387927
Date	Sep 3, 2019
Instrument	2019-387927

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Sep 1, 2035
Change Frequency	Annually
Min Rate At Change	3.9%
Max Rate At Change	8.9%
Index	1-Year LIBOR
Max Rate	8.9%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Document Number	0000312162
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14123 BLUEBIRD LN HOUSTON TX 770796837, HOUSTON, TX 77079-6837

Mortgage

Document Number	0000312162
Date	Jul 19, 2019
Instrument	312162

Lender

Name	ALLEGIANCE BK
Type	Bank
Address	SUGAR LAND, TX 77479

Agreement

Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 29, 2018
Property Address	12726 COBBLESTONE DR, HOUSTON, TX 77024-4020
Document Number	0000292314
Instrument Date	Jun 27, 2018
Instrument	292314
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14123 BLUEBIRD LN HOUSTON TX 770796837, HOUSTON, TX 77079-6837

Mortgage

Document Number	292315
Date	Jun 29, 2018
Instrument	292315

Lender

Name	ALLEGIANCE BK
Type	Bank
Address	HOUSTON, TX 77040

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,705,198 (+10.24%) Land $707,616 Building $1,997,582	$2,705,198 (+10.24%) Land $707,616 Building $1,997,582
2025	$41,190.00 (+43.54%) Homeowner's exemption	$2,453,829 (+24.98%) Land $707,616 Building $1,746,213	$2,453,829 (+24.98%) Land $707,616 Building $1,746,213
2024	$28,696.00 (+73.29%)
2023		$1,963,452 Land $707,616 Building $1,255,836	$1,963,452 Land $707,616 Building $1,255,836
2022	$16,560.00 (+158.06%)
2020	$6,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 338 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	338 in force
Nearby Flood Claims	360 (1979–2024)
Claims Outside the SFHA	357 of 360
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 100 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 61 claims Hurricane Ike, Sep 2008 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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