12725 Rainbow Dr, Truckee, CA 96161 Property Records

Nevada County property record for 12725 Rainbow Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,587 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Aug 2012)
Tax Bill	$9,368 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-500-061-000`

Property Details

APN / Parcel Number

Primary APN	`016-500-061-000`
Alternative APN	`16-500-61-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area
1st Floor Area	1,049 sqft
Basement Area	491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	11,326 sqft (0.26 acres)
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Old Parcel Number	16-500-61-000
Street Address	12725 RAINBOW DR
City	TRUCKEE
State	CA
Zip	96161-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 PROSSER LAKEVIEW EST 5
Legal Subdivision	PROSSER LAKEVIEW EST 5
Legal Lot Number	58
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2014
Census Tract	1207

Owner

12725 Rainbow Dr is owned and occupied by two individuals who acquired it in January 2024.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Intrafamily Transfer, Transfer
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 5, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2012 · Amount on File
Deed Sale	Aug 1, 2012 · Amount on File
Prior Sale	Oct 14, 1998 · Amount on File
Deed Document Number	201219819
Last Transfer Date	Jan 12, 2024
Transfer Doc	0000001335
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jan 24, 2024
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Document Number	0000001335
Map Reference	MB 4 PG 12
Instrument Date	Jan 12, 2024
Instrument	20240001335
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645

Mortgage

Document Number	0000008072
Date	Apr 13, 2022
Instrument	20220008072

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Nov 5, 2020
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Document Number	0000030194
Instrument Date	Nov 3, 2020
Instrument	30194
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12725 RAINBOW DR TRUCKEE CA 961612645, TRUCKEE, CA 96161-2645

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Nov 5, 2020
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Document Number	0000030192
Map Reference	MB 4 PG 12
Instrument Date	Nov 3, 2020
Instrument	20200030192
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645

Mortgage

Document Number	0000030193
Date	Nov 5, 2020
Instrument	20200030193

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Document Number	0000002451
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	283 SANCHEZ ST SAN FRANCISCO CA 941141613, SAN FRANCISCO, CA 94114-1613

Mortgage

Document Number	0000002451
Date	Jan 30, 2020
Instrument	2451

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Oct 12, 2017
Property Address	12725 RAINBOW DR, TRUCKEE, CA 96161-2645
Document Number	0000022707
Instrument Date	Sep 29, 2017
Instrument	22707
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12725 RAINBOW DR TRUCKEE CA 961612645, TRUCKEE, CA 96161-2645

Tax Assessment & Valuation

The 2025 property tax bill for 12725 Rainbow Dr was $9,368 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,343 (+2%) Land $89,884 Building $733,459
2025	$9,368.00 Homeowner's exemption	$807,200 Land $88,122 Building $719,078
2023	$6,163.00 (+1.07%)	$496,446 Land $65,094 Building $431,352	$844,560
2022	$6,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12725 Rainbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12725 Rainbow Dr is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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