12724 S Dobbs Rd, Mcloud, OK 74851 Property Records

Cleveland County property record for 12724 S Dobbs Rd, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,522 sqft · built 2014
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,403 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OC70 10 1E 14001`

Property Details

APN / Parcel Number

Primary APN	`OC70 10 1E 14001`
Alternative APNs	`R0053368` `53368`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	3,363 sqft
1st Floor Area	2,522 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	841 sqft

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	180 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	53368
Street Address	12724 S DOBBS RD
City	MCLOUD
State	OK
Zip	74851-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	14-10-1E 5 AC PRT SW/4 BEG 2311 N SW/C N326.77 E660 S331.9 W660 POB
Legal Range	01E
Legal Township	10
Legal Section	14
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	5
Census Block	5014
Census Tract	202302

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12724 S DOBBS RD, MCLOUD, OK 74851-8462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 15, 2022	Intrafamily Transfer, Transfer
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Apr 12, 2017	Deed of Trust, Mortgage · Conventional with PMI FIRST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 29, 2022
Transfer Doc	R202225747
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12724 S DOBBS RD, MCLOUD, OK 74851-8462
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202209658
Date	Mar 17, 2022
Book Page	6397/790
Instrument	R 2022 09658

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Jul 15, 2022
Property Address	12724 S DOBBS RD, MCLOUD, OK 74851-8462
Document Number	R202225747
Book / Page	6450 / 161
Instrument Date	Mar 29, 2022
Instrument	R 2022 25747
Transaction Type	Transfer
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12724 S DOBBS RD, MCLOUD, OK 74851-8462
Document Number	0000035426
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12724 S DOBBS RD MCLOUD OK 748518462, MCLOUD, OK 74851-8462

Mortgage

Document Number	0000035426
Date	Sep 29, 2020
Book Page	006124/001485
Instrument	35426

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12724 S DOBBS RD, MCLOUD, OK 74851-8462
Document Number	0000011592
Book / Page	005665 / 001366
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12724 S DOBBS RD MCLOUD OK 748518462, MCLOUD, OK 74851-8462

Mortgage

Document Number	0000011592
Date	Apr 17, 2017
Book Page	005665/001366
Instrument	11592

Lender

Name	FIRST MTG
Type	Mortgage Company
Address	OKLAHOMA, OK 73116

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	Little Axe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,403.00 (-3.68%) Homeowner's exemption	$41,071 (+6.09%) Land $5,399 Building $35,672	$466,839 (+44.38%) Land $61,370 Building $405,469
2023	$4,571.00 Homeowner's exemption	$38,713 Land $4,966 Building $33,747	$323,337 Land $41,481 Building $281,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services.

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