12724 Lakestone Dr, Midlothian, VA 23114 Property Records

Chesterfield County property record for 12724 Lakestone Dr, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,248 sqft · built 1995
Lot Size	0.606 acres (26,397 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jun 2024)
Tax Bill	$5,868 (2026)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`733-69-79-88-900-000`

Property Details

APN / Parcel Number

Primary APN	`733-69-79-88-900-000`
Alternative APNs	`026140600000009` `224916002` `476940000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,248 sqft Finished Area
1st Floor Area	800 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	26,397 sqft (0.606 acres)
View / Lot	Cul-de-sac

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	476940000
Street Address	12724 LAKESTONE DR
City	MIDLOTHIAN
State	VA
Zip	23114-3197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	THE POINTE L 9
Legal Subdivision	THE POINTE
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2007
Census Tract	100929

Owner

12724 Lakestone Dr is owned and occupied by an individual who acquired it in May 2025.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12724 LAKESTONE DR, MIDLOTHIAN, VA 23114-3197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Deed Document Number	202417443
Deed Book / Page	14581 / 257
Last Transfer Date	May 1, 2025
Transfer Doc	014869-344
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12724 LAKESTONE DR, MIDLOTHIAN, VA 23114-3197
Document Number	12059748
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12059748
Date	Aug 1, 2018
Book Page	012059/000748
Instrument	28699

Lender

Name	SUNTRUST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2026 property tax bill for 12724 Lakestone Dr was $5,868, up 7.6% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,868.00 (+7.61%)	$656,600 (+7.66%) Land $93,000 Building $563,600	$656,600 (+7.66%) Land $93,000 Building $563,600
2025	$5,453.00	$609,900 Land $85,000 Building $524,900	$609,900 Land $85,000 Building $524,900
2023	$4,737.00	$517,900 Land $77,000 Building $440,900	$517,900 Land $77,000 Building $440,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12724 Lakestone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12724 Lakestone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20