12722 278th St E, Graham, WA 98338 Property Records

Pierce County property record for 12722 278th St E, Graham, WA 98338

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 1984
Lot Size	2.96 acres (129,373 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Feb 2023)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`041835-5-011`

Property Details

APN / Parcel Number

Primary APN	`041835-5-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	129,373 sqft
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	224 sqft
Deck Area	224 sqft
Patio Area	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	12722 278TH ST E
City	GRAHAM
State	WA
Zip	98338-6971
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RSR
Legal Description	SECTION 35 TOWNSHIP 18 RANGE 04 QUARTER 13 : L 1 OF S P 84-03-09-0331 CORRECTED BY AFFIDAVIT OF CORRECTION AFN 84-05-03-0194 TOG/W EASE & RESTRICTIONS OF REC OUT OF 1-007 SEG T-1320 SG ES T/E 1984 K&B SAHARA S#KBIDSNAB413256 28X56 (P50000-09440) AFN
Legal Range	04
Legal Township	18
Legal Section	35
Legal Subdivision	PIERCE COUNTY SHORT PLAT #8403090331
Legal Lot Number	1
Legal Unit	K
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1012
Census Tract	73119

Owner

12722 278th St E, a mobile home, is owned and occupied by two individuals who bought it in February 2023.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12722 278TH ST E, GRAHAM, WA 98338-6971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Feb 1, 2008 · Amount on File
Deed Document Number	2023411
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 24, 2023
Property Address	12722 278TH ST E, GRAHAM, WA 98338-6971
Document Number	0002240411
Instrument Date	Dec 13, 2022
Instrument	202302240411
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002240412
Date	Feb 24, 2023
Instrument	202302240412

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12722 278th St E was $3,857, up 1.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,400 Land $156,800 Building $211,600	$368,400 Land $156,800 Building $211,600
2025	$3,857.00 (+1.26%)
2024	$3,809.00 (+3.87%)	$314,300 (+1.16%) Land $161,200 Building $153,100	$314,300 (+1.16%) Land $161,200 Building $153,100
2023	$3,667.00	$310,700 Land $170,200 Building $140,500	$310,700 Land $170,200 Building $140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12722 278th St E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12722 278th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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