12720 Second Branch Rd, Chesterfield, VA 23838 Property Records

Chesterfield County property record for 12720 Second Branch Rd, Chesterfield, VA 23838

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,510 sqft · built 2008
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Mar 2020)
Tax Bill	$6,347 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`731-64-37-78-800-000`

Property Details

APN / Parcel Number

Primary APN	`731-64-37-78-800-000`
Alternative APNs	`127000100000076` `412311001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,510 sqft Finished Area
1st Floor Area	2,113 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Garage Area	1,648 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	412311001
Street Address	12720 SECOND BRANCH RD
City	CHESTERFIELD
State	VA
Zip	23838-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	W/L SECOND BRANCH RD PARCEL 6
Legal Subdivision	W/L SECOND BRANCH RD PARCEL 6
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2003
Census Tract	101004

Owner

12720 Second Branch Rd is owned and occupied by an individual who bought it in March 2020.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	12720 SECOND BRANCH RD, CHESTERFIELD, VA 23838-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional with PMI JFQ LNDG INC
Mar 11, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on File
Deed Sale	Mar 11, 2020 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Document Number	202011136
Deed Book / Page	12660 / 792
Transfer Doc	4063000613
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12720 SECOND BRANCH RD, CHESTERFIELD, VA 23838-3017
Document Number	13166232
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 SECOND BRANCH RD CHESTERFIELD VA 238383017, CHESTERFIELD, VA 23838-3017

Mortgage

Document Number	13166232
Date	Jan 4, 2021
Book Page	013166/000232
Instrument	169

Lender

Name	JFQ LNDG INC
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2051

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 11, 2020
Property Address	12720 SECOND BRANCH RD, CHESTERFIELD, VA 23838-3017
Document Number	12660792
Book / Page	012660 / 000792
Instrument Date	Mar 6, 2020
Instrument	11136
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 SECOND BRANCH RD CHESTERFIELD VA 238383017, CHESTERFIELD, VA 23838-3017

Mortgage

Document Number	12660796
Date	Mar 11, 2020
Book Page	012660/000796
Instrument	11137

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12720 Second Branch Rd was $6,347.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,347.00	$710,400 (+7.36%) Land $82,300 Building $628,100	$710,400 (+7.36%) Land $82,300 Building $628,100
2025		$661,700 Land $79,300 Building $582,400	$661,700 Land $79,300 Building $582,400
2023	$5,263.00	$575,700 Land $73,300 Building $502,400	$575,700 Land $73,300 Building $502,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12720 Second Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12720 Second Branch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Second Branch Rd

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