12720 Nelson Ave, Spencer, OK 73084 Property Records

Oklahoma County property record for 12720 Nelson Ave, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 1960
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,500 (Apr 2018)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2262-14-324-0105`

Property Details

APN / Parcel Number

Primary APN	`2262-14-324-0105`
Alternative APNs	`R143240105` `143240105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	1,788 sqft
Upper Floors Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	324 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	168 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R143240105
Street Address	12720 NELSON AVE
City	SPENCER
State	OK
Zip	73084-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PARKER HEIGHTS ADD 003 000 LOTS 2 & 3
Legal Range	01W
Legal Township	12N
Legal Section	16
Legal Subdivision	PARKER HEIGHTS ADD
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2046
Census Tract	108804

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2018	Grant Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG
Apr 13, 2018	Affidavit of Death, Transfer CHICAGO TITLE OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	201810487170
Deed Book / Page	13706 / 1961
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0010487170
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011291560
Date	Sep 2, 2020
Book Page	14462/1824
Instrument	20200902011291560

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 2, 2020
Property Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Document Number	0143610182
Book / Page	014361 / 000182
Instrument Date	Mar 30, 2020
Instrument	10772080
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12728 NELSON AVE SPENCER OK 730849004, SPENCER, OK 73084-9004

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 2, 2020
Property Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Document Number	0143610178
Book / Page	014361 / 000178
Instrument Date	Mar 26, 2020
Instrument	10772060
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12729 NE 40TH ST SPENCER OK 730849031, SPENCER, OK 73084-9031

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 13, 2018
Property Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Document Number	0137061961
Book / Page	013706 / 001961
Instrument Date	Apr 6, 2018
Instrument	10487170
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.25
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	137061962
Date	Apr 13, 2018
Book Page	013706/001962
Instrument	10487180

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 13, 2018
Property Address	12720 NELSON AVE, SPENCER, OK 73084-9004
Document Number	0137061958
Book / Page	013706 / 001958
Instrument Date	Apr 5, 2018
Instrument	10487160
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	CHICAGO TITLE OK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 NELSON AVE SPENCER OK 730849004, SPENCER, OK 73084-9004

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Oklahoma City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+3.28%) Homeowner's exemption	$12,689 (+6.09%) Land $190 Building $12,499	$177,500 (+24.13%) Land $2,660 Building $174,840
2024	$1,402.00 (+4.16%)
2023	$1,346.00 Homeowner's exemption	$11,961 Land $223 Building $11,738	$143,000 Land $2,660 Building $140,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKLAHOMA CITY serves 644,000 people · EPA ID OK1020902
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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