12720 Lode St, Bowie, MD 20720 Property Records

Prince George's County property record for 12720 Lode St, Bowie, MD 20720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,138 sqft · built 1977
Lot Size	0.244 acres (10,639 sqft)
Owner	Individual Name on Record
Tax Bill	$3,669 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-1680628`

Property Details

APN / Parcel Number

Primary APN	`14-1680628`
Alternative APN	`1680628`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,138 sqft Total Area
1st Floor Area	1,138 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,639 sqft (0.244 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1680628
Street Address	12720 LODE ST
City	BOWIE
State	MD
Zip	20720-4660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PROSPECT KNOLLS
Legal Subdivision	PROSPECT KNOLLS SEC 03
Legal Block	K
Legal Lot Number	2
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	14, BOWIE
Census Block Group	1
Census Block	1015
Census Tract	800409

Owner

Source: Prince George's County records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12720 LODE ST, BOWIE, MD 20720-4660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 16, 2007
Transfer Doc	0268560425
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12720 LODE ST, BOWIE, MD 20720-4660
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12720 LODE ST, BOWIE, MD 20720-4660

Mortgage

Document Number	0471260038
Date	Feb 15, 2022
Book Page	47126/38

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE GEORGE'S MD
Property Address	12720 LODE ST, BOWIE, MD 20720-4660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0431270224
Date	Jan 29, 2020
Book Page	43127/224

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,669.00 Homeowner's exemption	$330,033	$357,300 Land $101,300 Building $256,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lode St

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