Hillsborough County property record for 12720 Lemon Pepper Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,451 sqft · built 2019 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Jul 2023) |
| Tax Bill | $6,042 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage May 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077479-4330 |
| Primary APN | 077479-4330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| Gross Area | 1,851 sqft |
| 1st Floor Area | 1,451 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774794330 |
|---|---|
| Street Address | 12720 LEMON PEPPER DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-7583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TWIN CREEKS PHASES 1 AND 2 LOT 15 BLOCK 3 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | TWIN CREEKS PHASES 1 AND 2 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 13807 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| May 31, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Jan 28, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Sep 7, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 2023326813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 26, 2023 |
| Property Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000326813 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023326813 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000326814 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023326814 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Number | 0000326815 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023326815 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 31, 2023 |
| Property Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000235615 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023235615 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,177.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6398 W PINE RIDGE BLVD, BEVERLY HILLS, FL 34465-8406 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD, CHANDLER, AZ 85286-1661 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000041131 |
| Book / Page | 26360 / 0916 |
| Map Reference | MB 129 PG 179 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 2019041131 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,362.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099 |
| Name | Verified Name |
|---|---|
| Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0000041132 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 2019041132 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 7, 2018 |
| Property Address | 12720 LEMON PEPPER DR, RIVERVIEW, FL 33578-7583 |
| Document Number | 0260441330 |
| Book / Page | 026044 / 001330 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 360047 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4600 W CYPRESS ST #200 TAMPA FL 336074099, 200, TAMPA, FL 33607-4099 |
| Investor | Possibly a Property Investor |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,029 (+2.7%) | $239,276 (+4.11%) Land $66,352 Building $172,924 | |
| 2025 | $6,042.00 (+6.37%) Homeowner's exemption | $229,824 (+34.21%) Land $66,352 Building $163,472 | $229,824 (-4.04%) Land $66,352 Building $163,472 |
| 2024 | $5,680.00 (+23.42%) | ||
| 2023 | $4,602.00 (-2.73%) Homeowner's exemption | $171,245 (+3%) | $239,501 (+6.43%) Land $66,352 Building $173,149 |
| 2022 | $4,731.00 Homeowner's exemption | $166,257 | $225,027 Land $54,912 Building $170,115 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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