12720 E 77th Cir N, Owasso, OK 74055 Property Records

Tulsa County property record for 12720 E 77th Cir N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,137 sqft · built 1994
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Jul 2019)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61068-14-29-64200`

Property Details

APN / Parcel Number

Primary APN	`61068-14-29-64200`
Alternative APN	`R61068142964200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,137 sqft Living Area
Basement Area	2,137 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	486 sqft
Porch	Porch
Porch Area	16 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61068142964200
Street Address	12720 E 77TH CIR N
City	OWASSO
State	OK
Zip	74055-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LT 21 BLK 1
Legal Range	14E
Legal Township	21N
Legal Section	29
Legal Quarter	SE
Legal Subdivision	DOUBLE OAKS
Legal Block	1
Legal Lot Number	21
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	4
Census Block	4014
Census Tract	5805

Owner

12720 E 77th Cir N is owned and occupied by two individuals who bought it in July 2019.

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12720 E 77TH CIR N, OWASSO, OK 74055-7945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Deed Document Number	2019063128
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jul 17, 2019
Property Address	12720 E 77TH CIR N, OWASSO, OK 74055-7945
Document Number	0000063128
Instrument Date	Jul 10, 2019
Instrument	63128
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12720 E 77TH CIR N OWASSO OK 740557945, OWASSO, OK 74055-7945

Mortgage

Document Number	63129
Date	Jul 17, 2019
Instrument	63129

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12720 E 77th Cir N was $2,541.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,541.00	$23,255 Land $1,979 Building $21,276	$248,100 Land $21,114 Building $226,986
2023	$2,304.00 (+4.97%)	$21,093 (+5%) Land $1,734 Building $19,359	$256,809 (+40.62%) Land $21,114 Building $235,695
2022	$2,195.00	$20,089 Land $2,323 Building $17,766	$182,626 Land $21,114 Building $161,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12720 E 77th Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12720 E 77th Cir N is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: The Junction Internet.

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