12720 Deborah Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 12720 Deborah Dr, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size0.257 acres (11,214 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (May 2019)
Tax Bill$2,969 (2026)
Deeds & MortgagesAug 2020 Mortgage
May 2019 Sale & Mortgage
APN54-10-03-0-117

Property Details

APN / Parcel Number

Primary APN54-10-03-0-117
Alternative APN
  • 0540100030117

Exterior

Lot Area11,214 sqft (0.257 acres)
Lot Dimensions124 ft deep x 90 ft wide

Location & Zoning

Street Address12720 DEBORAH DR
CityIRWIN
StatePA
Zip15642-2862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE LOT 31 DRENEN HTS PL 90 X 124.64
Legal SubdivisionDRENNEN HEIGHTS
Legal Lot Number31
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group2
Census Block2001
Census Tract803302

Owner

12720 Deborah Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address12720 DEBORAH DR, IRWIN, PA 15642-2862
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 1, 2019Grant Deed, Transfer · Conventional with PMI
PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2019 · Amount on File
Deed SaleMay 1, 2019 · Amount on File
Deed Document Number201912251
Prior Transfer DateJul 29, 2005
Prior Transfer Doc0000043771
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property Address12720 DEBORAH DR, NORTH HUNTINGDON, PA 15642-2862
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024278
DateAug 5, 2020
Instrument202008050024278
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueAug 1, 2045
Interest
Rate TypeFixed Rate

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTMORELAND PA
Recording DateMay 1, 2019
Property Address12720 DEBORAH DR, NORTH HUNTINGDON, PA 15642-2862
Document Number0000012251
Instrument DateApr 26, 2019
Instrument12251
Transaction TypeTransfer
Record UpdatedMay 10, 2019
Title CompanyAMERICAN GENERAL SERVICES CORPORATION, AMERICAN GENERAL SVCS CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,699.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12720 DEBORAH DR NORTH HUNTINGDON PA 156422862, NORTH HUNTINGDON, PA 15642-2862

Mortgage

Document Number12252
DateMay 1, 2019
Instrument12252
Lender
NamePATRIOT LNDG SVCS
AddressPITTSBURGH, PA 15220
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12720 Deborah Dr was $2,969, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,969.00 (+2.59%)$21,230 Land $4,130 Building $17,100
2025$2,894.00 (+8.35%)$21,230 Land $4,130 Building $17,100
2024$2,671.00$21,230 Land $4,130 Building $17,100
1972$21,230 Land $4,130 Building $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12720 Deborah Dr; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1978–1986)
Most Recent ClaimFeb 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12720 Deborah Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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