Mecosta County property record for 12720 220th Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,016 sqft · built 2015 |
| Lot Size | 11.7 acres (511,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,773 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 033 011 000 |
| Primary APN | 05 033 011 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Modular |
| Lot Area | 511,830 sqft (11.7 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12720 220TH AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 33 T15N R10W SW 1/4 NW 1/4 EXC THAT PART DESC IN LIBER 379 PAGE 510 C. S. #54014 PCL #126 |
| Legal Range | 10W |
| Legal Township | 15N |
| Legal Section | 33 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960702 |
12720 220th Ave is owned and occupied by two individuals.
Source: Mecosta County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12720 220TH AVE, BIG RAPIDS, MI 49307-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK |
| May 14, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 12720 220TH AVE, BIG RAPIDS, MI 49307-8400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 911/2591 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 911/2591 |
| Instrument | 202100005031 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 12720 220TH AVE, BIG RAPIDS, MI 49307-8400 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 897/3556 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 897/3556 |
| Instrument | 201900003466 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12720 220th Ave was $2,773 with a homeowner's exemption.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Big Rapids Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,700 | $281,400 | |
| 2025 | $2,773.00 | ||
| 2023 | $106,100 | $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12720 220th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12720 220th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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