Union County property record for 1272 State Rte 56 E, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,217 sqft · built 1990 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2019) |
| Tax Bill | $1,903 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-10A-14 |
| Primary APN | 63-10A-14 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,217 sqft Adjusted Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Logs |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft (1.49 acres) |
| Garage Area | 1,217 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1272 STATE ROUTE 56 E |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-6642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1272 SR 56 E |
| Legal Subdivision | WHITE OAK |
| Jurisdiction | UNION KY |
| Township / Civil Division | MORGANFIELD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950201 |
1272 State Rte 56 E is owned and occupied by an individual who bought it in June 2019.
Source: Union County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1272 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage OLD NATIONAL BANK |
| Jun 13, 2019 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2019 · Amount on File |
| Deed Sale | Jun 13, 2019 · Amount on File |
| Prior Sale | May 16, 2006 · Amount on File |
| Deed Document Number | 256638 |
| Deed Book / Page | 383 / 253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 1272 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6642 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000435/0000000530 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 0000000435/0000000530 |
| Instrument | 180-00001444 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 114 Months |
| Due | Jan 1, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION KY |
| Recording Date | Jun 13, 2019 |
| Property Address | 1272 STATE ROUTE 56 E, MORGANFIELD, KY 42437-6642 |
| Document Number | 383/253 |
| Book / Page | 383 / 253 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 256638 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 917 4TH ST, UNIONTOWN, KY 42461 |
| Document Number | 0000443/69 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 443/69 |
| Instrument | 256639-0 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1272 State Rte 56 E was $1,903.
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,903.00 | $185,000 Land $20,000 Building $165,000 | $185,000 Land $20,000 Building $165,000 |
| 2023 | $1,912.00 | $185,000 Land $20,000 Building $165,000 | $185,000 Land $20,000 Building $165,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1272 State Rte 56 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1999–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1272 State Rte 56 E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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