1272 Piper Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 1272 Piper Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,495 sqft · built 1977
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Aug 2012)
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0078-0170`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0078-0170`
Alternative APNs	`00220914` `220914`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,495 sqft Living Area
Gross Area	1,838 sqft
1st Floor Area	1,495 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Screened Porch
Porch Area	1,207 sqft
Deck Area	112 sqft
Patio Area	328 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00220914
Street Address	1272 PIPER RD
City	SPRING HILL
State	FL
Zip	34606-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 78 LOT 17
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	78
Legal Lot Number	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2029
Census Tract	41302

Owner

1272 Piper Rd is owned and occupied by two individuals who bought it in August 2012.

Source: Hernando County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1272 PIPER RD, SPRING HILL, FL 34606-4146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Aug 27, 2026	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Sep 17, 2020	Deed of Trust, Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2012 · Amount on File
Deed Sale	Aug 9, 2012 · Amount on File
Prior Sale	Aug 14, 2009 · Amount on File
Deed Document Number	201245043
Deed Book / Page	2928 / 14
Prior Transfer Date	Jun 9, 2009
Prior Transfer Doc	0000030759
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2026
Property Address	1272 PIPER RD, SPRING HILL, FL 34606-4146
Document Number	0000057733
Book / Page	4752 / 1264
Instrument Date	Jun 24, 2026
Instrument	202657733
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1272 PIPER RD, SPRING HILL, FL 34606-4146

Mortgage

Document Number	0000057733,
Date	Aug 27, 2026
Book Page	4752/1264
Instrument	202657733

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	918 Months
Due	Feb 7, 2103

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 27, 2026
Property Address	1272 PIPER RD, SPRING HILL, FL 34606-4146
Document Number	0000057732
Book / Page	4752 / 1248
Instrument Date	Jun 24, 2026
Instrument	202657732
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1272 PIPER RD, SPRING HILL, FL 34606-4146

Mortgage

Document Number	0000057732,
Date	Aug 27, 2026
Book Page	4752/1248
Instrument	202657732

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	918 Months
Due	Feb 7, 2103

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1272 PIPER RD, SPRING HILL, FL 34606-4146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 PIPER RD, SPRING HILL, FL 34606-4146

Mortgage

Document Number	0038880836
Date	Sep 17, 2020
Book Page	3888/836
Instrument	2020057202

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1272 Piper Rd was $1,221 with exemptions applied.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,221.00 Homeowner's exemption Disabled Person's exemption	$81,526	$228,396 Land $36,500 Building $191,896
2023		$76,920 (+3%) Land $76,920
2022	$491.00 Homeowner's exemption Disabled Person's exemption	$74,680	$210,201 Land $40,000 Building $170,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1272 Piper Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1272 Piper Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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