1272 Lay Rd, Saint Louis, MO 63124 Property Records

St. Louis County property record for 1272 Lay Rd, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,325 sqft · built 2021
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$1,700,000 (May 2021)
Tax Bill	$15,580 (2025)
Deeds & Mortgages	Nov 2022 Sale Sep 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20L-64-0223`

Property Details

APN / Parcel Number

Primary APN	`20L-64-0223`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,325 sqft Living Area
Gross Area	5,432 sqft
1st Floor Area	2,623 sqft
Basement Area	243 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	200 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	408 sqft
Patio Area	551 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1272 LAY RD
City	SAINT LOUIS
State	MO
Zip	63124-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R1A
Legal Description	LAYMONT LOT 15
Legal Subdivision	LAYMONT
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1005
Census Tract	216600

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Beneficiary Deed, Transfer
Sep 30, 2022	Intrafamily Transfer, Transfer
May 3, 2021	Warranty Deed, Transfer SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY
Jun 4, 2019	Trustee's Deed, Construction Loan · Line of Credit BUSEY BK
Dec 4, 2018	Warranty Deed, Transfer · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	2021240
Deed Book / Page	24836 / 1408
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000000298
Record Updated	Oct 29, 2026

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2022
Property Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number	2022110900327
Map Reference	MB 36 PG 33
Instrument Date	Nov 9, 2022
Instrument	2022110900327
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Sep 30, 2022
Property Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number	2022093000298
Map Reference	MB 36 PG 33
Instrument Date	Sep 28, 2022
Instrument	2022093000298
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1272 LAY RD, 1272, SAINT LOUIS, MO 63124-1872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 3, 2021
Property Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number	0248361408
Book / Page	24836 / 1408
Map Reference	MB 36 PG 33
Instrument Date	Apr 30, 2021
Instrument	2021050300240
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 TRADE CENTER BLVD, 636, CHESTERFIELD, MO 63005-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 4, 2019
Property Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number	0235522388
Book / Page	023552 / 002388
Instrument Date	May 31, 2019
Instrument	356
Transaction Type	Construction Loan
Record Updated	Jul 17, 2019
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1256 LAY RD ST LOUIS MO 63124, ST LOUIS, MO 63124

Mortgage

Document Number	235522388
Date	Jun 4, 2019
Book Page	023552/002388
Instrument	356

Lender

Name	BUSEY BK
Type	Bank
Address	17701 EDISON AVE, CHESTERFIELD, MO 63005-1209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 4, 2018
Property Address	1272 LAY RD, SAINT LOUIS, MO 63124-1872
Document Number	0233044058
Book / Page	023304 / 004058
Instrument Date	Dec 3, 2018
Instrument	674
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 LAY RD ST LOUIS MO 631241872, ST LOUIS, MO 63124-1872

Mortgage

Document Number	233044061
Date	Dec 4, 2018
Book Page	023304/004061
Instrument	675

Lender

Name	BUSEY BK
Type	Bank
Address	CHESTERFIELD VALLEY, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,020 (-) Land $81,280 Building $171,740	$1,331,700 (-) Land $427,800 Building $903,900
2025	$15,580.00 (+3.08%)	$253,020 (+6.09%) Land $81,280 Building $171,740	$1,331,700 (+6.09%) Land $427,800 Building $903,900
2024	$15,115.00 (+0.06%)
2023	$15,106.00 (-3.36%)	$238,490 (-0.19%) Land $74,560 Building $163,930	$1,255,200 (-0.19%) Land $392,400 Building $862,800
2022	$15,632.00	$238,950 Land $57,990 Building $180,960
2021			$1,257,600 Land $305,200 Building $952,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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