1272 Bainbridge Dr, Naperville, IL 60563 Property Records

DuPage County property record for 1272 Bainbridge Dr, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,638 sqft · built 1982
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,000 (May 2019)
Tax Bill	$12,259 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-10-207-012`

Property Details

APN / Parcel Number

Primary APN	`07-10-207-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,638 sqft Living Area
Gross Area	3,767 sqft
1st Floor Area	1,426 sqft
2nd Floor Area	1,212 sqft
Basement Area	1,129 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	12 ft deep x 9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1272 BAINBRIDGE DR
City	NAPERVILLE
State	IL
Zip	60563-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BROOKDALE SUB UNIT NO 8 ALL
Legal Subdivision	BROOKDALE SUB
Legal Lot Number	108
Legal Unit	8
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1000
Census Tract	846412

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1272 BAINBRIDGE DR, NAPERVILLE, IL 60563-2065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Nov 18, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Prior Sale	Feb 14, 2000 · Amount on Record
Deed Document Number	201934296
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1272 BAINBRIDGE DR, NAPERVILLE, IL 60563-2065
Document Number	0000081801
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1272 BAINBRIDGE DR NAPERVILLE IL 605632065, NAPERVILLE, IL 60563-2065

Mortgage

Document Number	0000081801
Date	Jul 30, 2020
Instrument	81801

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1272 BAINBRIDGE DR, NAPERVILLE, IL 60563-2065
Document Number	0000109322
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1272 BAINBRIDGE DR NAPERVILLE IL 605632065, NAPERVILLE, IL 60563-2065

Mortgage

Document Number	0000109322
Date	Nov 25, 2019
Instrument	109322

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 7, 2019
Property Address	1272 BAINBRIDGE DR, NAPERVILLE, IL 60563-2065
Document Number	0000034296
Map Reference	DOC R81-23816
Instrument Date	Apr 17, 2019
Instrument	R2019-034296
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BURNET TITLE POST CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1272 BAINBRIDGE DR, NAPERVILLE, IL 60563-2065

Mortgage

Document Number	0000034297
Date	May 7, 2019
Instrument	R2019-034297

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,259.00 (+12.9%)	$215,921 (+30.96%) Land $56,778 Building $159,143	$647,763 (+30.96%) Land $170,334 Building $477,429
2022	$10,858.00 Homeowner's exemption	$164,880 Land $43,000 Building $121,880	$494,640 Land $129,000 Building $365,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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