Jackson County property record for 1272 244th St, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1900 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Nov 2024) |
| Tax Bill | $826 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 050419200013000 |
| Primary APN | 050419200013000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 77,537 sqft (1.78 acres) |
| Garage Type | Detached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 119 sqft |
| Lean-To | Lean-To |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1272 244TH ST |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S690' OF W928' OF E3/4 S1/2 NE EX PARCEL B SURV 1T-131 & EX PARCEL C SURV 1W-27 |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 19 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950100 |
Source: Jackson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1333 244TH ST, BERNARD, IA 52032-9137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Sep 17, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on Record |
| Deed Sale | Nov 13, 2024 · Amount on Record |
| Deed Document Number | 20243067 |
| Prior Transfer Date | Nov 12, 2024 |
| Prior Transfer Doc | 0000003062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IA |
| Property Address | 1272 244TH ST, BERNARD, IA 52032-9138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/3458 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 2017/3458 |
| Instrument | 17-3458 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IA |
| Property Address | 1272 244TH ST, BERNARD, IA 52032-9138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 193005 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 19-3005 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826.00 | $81,300 (-) Land $42,400 Building $38,900 | $81,300 (-) Land $42,400 Building $38,900 |
| 2025 | $826.00 (+17.66%) Homeowner's exemption | $81,300 (+7.54%) Land $42,400 Building $38,900 | $81,300 (+7.54%) Land $42,400 Building $38,900 |
| 2024 | $702.00 (+4.15%) | ||
| 2023 | $75,600 Land $40,800 Building $34,800 | $75,600 Land $40,800 Building $34,800 | |
| 2022 | $674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
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