12719 Whiterapids Dr, Orlando, FL 32828 Property Records

Orange County property record for 12719 Whiterapids Dr, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,129 sqft · built 1986
Lot Size	0.112 acres (4,862 sqft)
Owner	Individual Name on File
Last Sale	$135,900 (Dec 2015)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-31-3761-00-160`

Property Details

APN / Parcel Number

Primary APN	`27-22-31-3761-00-160`
Alternative APNs	`312227376100160` `610846` `617152` `621954`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,129 sqft Living Area
Gross Area	1,469 sqft
1st Floor Area	645 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,862 sqft (0.112 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12719 WHITERAPIDS DR
City	ORLANDO
State	FL
Zip	32828-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS N 1B 15/121 LOT 16
Legal Range	31E
Legal Township	22S
Legal Section	27
Legal Subdivision	HUCKLEBERRY FIELDS N-1B
Legal Tract	3761
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16728

Owner

12719 Whiterapids Dr is owned and occupied by an individual who bought it in December 2015.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANUNITED.COM LLC
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Dec 29, 2010 · Amount on File
Deed Document Number	2015635683
Deed Book / Page	11024 / 6873
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0000467019
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990

Mortgage

Document Number	0000658024
Date	Nov 13, 2025
Instrument	20250658024

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990

Mortgage

Document Number	0000567516
Date	Sep 15, 2022
Instrument	20220567516

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12719 WHITERAPIDS DR, ORLANDO, FL 32828-8990
Document Number	0000055160
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12719 WHITERAPIDS DR ORLANDO FL 328288990, ORLANDO, FL 32828-8990

Mortgage

Document Number	0000055160
Date	Jan 28, 2021
Instrument	55160

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12719 Whiterapids Dr was $2,248, up 8.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,480 (+2.7%)	$227,350 (-2.26%) Land $70,000 Building $157,350
2025	$2,248.00 (+8.44%) Homeowner's exemption	$143,603	$232,600 Land $70,000 Building $162,600
2024	$2,073.00 (+7.58%)
2023	$1,927.00 (+5.36%) Homeowner's exemption	$135,491 (+3%)	$214,757 (+14.8%) Land $70,000 Building $144,757
2022	$1,829.00 Homeowner's exemption	$131,545	$187,075 Land $65,000 Building $122,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12719 Whiterapids Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12719 Whiterapids Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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