Hardy County property record for 12716 State Rd 259, Mathias, WV 26812
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 2020 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $567 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-467-0048.0010 |
| Primary APN | 02-467-0048.0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 85,813 sqft (1.97 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12716 STATE ROAD 259 |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.97 AC WESTERN LIMITS OF SR 259 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970202 |
12716 State Rd 259 is owned and occupied by two individuals who acquired it in February 2024.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 452, MATHIAS, WV 26812-0452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE |
| Aug 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2024 |
| Transfer Doc | 0000235368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 12716 STATE ROAD 259, MATHIAS, WV 26812-8702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000327/609 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 327/609 |
| Instrument | 221881 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 12716 STATE ROAD 259, MATHIAS, WV 26812-8702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000318/370 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 318/370 |
| Instrument | 217298 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 12716 STATE ROAD 259, MATHIAS, WV 26812-8702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000314/464 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 314/464 |
| Instrument | 215043 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 12716 State Rd 259 was $567 with a homeowner's exemption, up 46.5% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567.00 (+46.51%) | $93,780 (+33.36%) Land $14,340 Building $79,440 | $156,300 (+33.36%) Land $23,900 Building $132,400 |
| 2025 | $387.00 Homeowner's exemption | $70,320 Land $14,340 Building $55,980 | $117,200 Land $23,900 Building $93,300 |
| 2023 | $327.00 Homeowner's exemption | $62,460 Land $14,340 Building $48,120 | $104,100 Land $23,900 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12716 State Rd 259 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12716 State Rd 259 is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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