12716 Elm St, Thornton, CO 80241 Property Records

Adams County property record for 12716 Elm St, Thornton, CO 80241

Property Summary

Property TypeTownhouse
Details4 bd · 2.5 ba · 1,564 sqft · built 1984
Lot Size0.101 acres (4,387 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jun 2018)
Tax Bill$1,083 (2025)
Deeds & MortgagesDec 2019 Loan Modification
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1571-31-1-02-017

Property Details

APN / Parcel Number

Primary APN1571-31-1-02-017
Alternative APNs
  • 0157131102017
  • R0010724

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area1,995 sqft
1st Floor Area525 sqft
2nd Floor Area525 sqft
Basement Area525 sqft
Finished Basement514 sqft
Unfinished Basement11 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,387 sqft (0.101 acres)
Lot Dimensions107 ft deep x 41 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Slab
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0010724
Street Address12716 ELM ST
CityTHORNTON
StateCO
Zip80241-3034
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSUB:DEER RUN PLANNED UNIT DEVELOPMENT BLK:13 LOT:16
Legal Range67W
Legal Township01S
Legal Section31
Legal Quarter1
Legal SubdivisionDEER RUN PLANNED UNIT DEVELOPMENT
Legal Block13
Legal Lot Number16
JurisdictionADAMS CO
Township / Civil DivisionWEST ADAMS
Census Block Group1
Census Block1008
Census Tract8546

Owner

12716 Elm St, a townhouse, is owned and occupied by an individual who bought it in June 2018.

Source: Adams County records, as of January 21, 2026

Owner of RecordIndividual Name on File
Mailing Address12716 ELM ST, THORNTON, CO 80241-3034
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Loan Modification, Mortgage · FHA Mortgage
HOUSING FIN AUTH
Dec 19, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jun 27, 2018Warranty Deed, Transfer · FHA Mortgage
UNIVERSAL LENDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2018 · Amount on File
Deed SaleJun 27, 2018 · Amount on File
Prior SaleMar 25, 2016 · Amount on File
Deed Document Number201851889
Prior Transfer DateMar 7, 2007
Prior Transfer Doc0000094361
Record UpdatedSep 20, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionADAMS CO
Property Address12716 ELM ST, THORNTON, CO 80241-3034
Document Number0000010134
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12716 ELM ST THORNTON CO 802413034, THORNTON, CO 80241-3034

Mortgage

Document Number0000010134
DateJan 31, 2020
Instrument10134
Lender
NameHOUSING FIN AUTH
Address1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term12 Months
DueJan 30, 2021
Interest
Rate TypeFixed Rate
Rate4%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS CO
Property Address12716 ELM ST, THORNTON, CO 80241-3034
Document Number0000006901
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12716 ELM ST THORNTON CO 802413034, THORNTON, CO 80241-3034

Mortgage

Document Number0000006901
DateJan 21, 2020
Instrument6901
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 20, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateJun 27, 2018
Property Address12716 ELM ST, THORNTON, CO 80241-3034
Document Number0000051889
Instrument DateJun 27, 2018
Instrument2018000051889
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyLAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$30.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12716 ELM ST, THORNTON, CO 80241-3034

Mortgage

Document Number0000051890
DateJun 27, 2018
Instrument2018000051890
Lender
NameUNIVERSAL LENDING CORP
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Mortgage

Document Number0000051891
DateJun 27, 2018
Instrument2018000051891
Lender
NameCOLORADO HOUSING & FINANCE AUTHORITY
TypeGovernment Agency
AddressDENVER, CO 80202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12716 Elm St was $1,083, down 57.2% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityThornton City
Unified School DistrictAdams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,083.00 (-57.16%)$27,810 Land $5,440 Building $22,370$409,000 Land $80,000 Building $329,000
2024$2,528.00 (-17.65%)
2023$3,070.00 (+8.37%)$28,150 (+9.45%) Land $4,740 Building $23,410$416,000 (+12.38%) Land $70,000 Building $346,000
2022$2,833.00$25,720 Land $7,920 Building $17,800$370,161 Land $114,000 Building $256,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12716 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12716 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF THORNTON
serves 226,465 people · EPA ID CO0101150
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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