12715 Wind Point Rd, Manitowish Waters, WI 54545 Property Records

Vilas County property record for 12715 Wind Point Rd, Manitowish Waters, WI 54545

Property Summary

Property Type	Single Family Home
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$1,220,000 (Jun 2024)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-567`

Property Details

APN / Parcel Number

Primary APN	`16-567`
Alternative APN	`1 GL 2-2`

Exterior

Lot Area	42,253 sqft (0.969 acres)

Location & Zoning

Street Address	12715 WIND POINT RD
City	MANITOWISH WATERS
State	WI
Zip	54545-6353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT GOVT LOT 2
Jurisdiction	VILAS WI
Township / Civil Division	MANITOWISH WATERS
Census Block Group	1
Census Block	1072
Census Tract	950601

Owner

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5907 WINNEQUAH RD, MONONA, WI 53716-3455
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Jun 7, 2024	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Oct 15, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 3, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	608787
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	12715 WIND POINT RD, MANITOWISH WATERS, WI 54545-6353
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5907 WINNEQUAH RD, MONONA, WI 53716-3455

Mortgage

Document Number	0000620449
Date	Dec 9, 2025
Instrument	620449

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jun 7, 2024
Property Address	12715 WIND POINT RD, MANITOWISH WATERS, WI 54545-6353
Document Number	0000608787
Map Reference	FILE A205
Instrument Date	Jun 6, 2024
Instrument	608787
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	KNIGHT BARRY TITLE SERVICES LLC, KNIGHT BARRY TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5907 WINNEQUAH RD, MONONA, WI 53716-3455

Mortgage

Document Number	0000608788
Date	Jun 7, 2024
Instrument	608788

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VILAS WI
Recording Date	Oct 15, 2021
Property Address	12715 WIND POINT RD, MANITOWISH WATERS, WI 54545-6353
Document Number	0000587974
Instrument Date	Oct 11, 2021
Instrument	587974
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2787 WILLNOW CT, MCFARLAND, WI 53558-9269

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	VILAS WI
Recording Date	Sep 3, 2021
Property Address	12715 WIND POINT RD, MANITOWISH WATERS, WI 54545-6353
Document Number	0000586691
Instrument Date	Sep 2, 2021
Instrument	586691
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	VILAS TITLE SERVICE INC, VILAS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000586692
Date	Sep 3, 2021
Instrument	586692

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	Manitowish Waters Town
Elementary School District	North Lakeland School District (PK - 08)
Secondary School District	Lakeland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,534.00 (+41.91%)	$494,500 (+20.76%) Land $301,500 Building $193,000
2023	$3,195.00	$409,500 Land $267,800 Building $141,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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