12714 140th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12714 140th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 2022
Lot Size	41.8 acres (1,820,808 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2022)
Tax Bill	$5,818 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-026-0900`

Property Details

APN / Parcel Number

Primary APN	`21-026-0900`

Interior

Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,820,808 sqft (41.8 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	12714 140TH ST
City	MILACA
State	MN
Zip	56353-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MILACA S 1/2 OF SW LYING N OF RR R/W & E OF W LINE OF E 165 FT OF SW OF SW. & PART OF
Legal Range	27
Legal Township	38
Legal Section	26
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3009
Census Tract	170500

Owner

12714 140th Ave is owned by two individuals who bought it in May 2022.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10798 181ST CIR NW, ELK RIVER, MN 55330-4532
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Document Number	2022431471
Prior Transfer Date	Apr 21, 2005
Prior Transfer Doc	0000326893
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 31, 2022
Property Address	12714 140TH AVE, MILACA, MN 56353-5500
Document Number	000A431471
Instrument Date	May 16, 2022
Instrument	A431471
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10798 181ST CIR NW, ELK RIVER, MN 55330-4532

Mortgage

Document Number	000A431472
Date	May 31, 2022
Instrument	A431472

Lender

Name	NEIGHBORHOOD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	3 Years
Min Rate At Change	5%
Max Rate At Change	10%
Index	3-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 12714 140th Ave was $5,818.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,818.00	$551,700 (+4.23%) Land $186,300 Building $365,400	$551,700 (+4.23%) Land $186,300 Building $365,400
2025		$529,300 Land $171,000 Building $358,300	$529,300 Land $171,000 Building $358,300
2023	$1,214.00	$300,600 Land $139,000 Building $161,600	$300,600 Land $139,000 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12714 140th Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12714 140th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

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