12713 Ridgedale Dr, Allendale, MI 49401 Property Records

Ottawa County property record for 12713 Ridgedale Dr, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,397 sqft · built 2024
Lot Size	0.989 acres (43,081 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2023)
Tax Bill	$9,556 (2025)
Deeds & Mortgages	Sep 2023 Sale & Construction Loan Oct 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-14-200-025`

Property Details

APN / Parcel Number

Primary APN	`70-09-14-200-025`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,397 sqft Living Area
1st Floor Area	1,199 sqft
Basement Area	1,199 sqft
Unfinished Basement	1,199 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	43,081 sqft (0.989 acres)
Garage Area	518 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12713 RIDGEDALE DR
City	ALLENDALE
State	MI
Zip	49401-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NE 1/4 COM NE SEC COR, TH S 0D 20M 32S W 57741 FT ALG E SEC LI, S 78D 35M 57S W 35135 FT & N 71D 33M 38S W 7948 FT TO
Legal Range	14W
Legal Township	07N
Legal Section	14
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	2
Census Block	2002
Census Tract	24300

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12713 RIDGEDALE DR, ALLENDALE, MI 49401-7714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE DART BANK
Oct 19, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 9, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 9, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	202323537
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	20220017580
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 18, 2023
Property Address	12713 RIDGEDALE DR, ALLENDALE, MI 49401-7714
Document Number	20230023537
Instrument Date	Sep 14, 2023
Instrument	2023-0023537
Transaction Type	Construction Loan
Record Updated	Oct 5, 2023
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP HOLLAND

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2763 120TH AVE, HOLLAND, MI 49424-8692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 MCCABE AVE NE, ADA, MI 49301-9735

Mortgage

Document Number	20230023538
Date	Sep 18, 2023
Instrument	2023-0023538

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	11.9%
Max Rate	11.9%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 19, 2022
Property Address	12713 RIDGEDALE DR, ALLENDALE, MI 49401-7714
Document Number	20220036577
Instrument Date	Oct 6, 2022
Instrument	2022-0036577
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$551.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12336 WHITE PINE DR, 12336, ALLENDALE, MI 49401-9604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2763 120TH AVE, HOLLAND, MI 49424-8692

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 9, 2022
Property Address	12713 RIDGEDALE DR, ALLENDALE, MI 49401-7714
Document Number	20220017581
Instrument Date	Apr 28, 2022
Instrument	2022-0017581
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11304 EDGEWATER DR, 11304, ALLENDALE, MI 49401-8499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 SAGECREST DR, HUDSONVILLE, MI 49426-8871

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	May 9, 2022
Property Address	12713 RIDGEDALE DR, ALLENDALE, MI 49401-7714
Document Number	20220017580
Instrument Date	Apr 13, 2022
Instrument	2022-0017580
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11715 78TH AVE, 11715, ALLENDALE, MI 49401-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11304 EDGEWATER DR, ALLENDALE, MI 49401-8499

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,300 (+585.07%)	$642,600 (+585.07%)
2025	$9,556.00 (+654.82%)
2023		$46,900	$93,800
2022	$1,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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