12712 Soule St, Poway, CA 92064 Property Records

San Diego County property record for 12712 Soule St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1961
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,000 (Mar 2022)
Tax Bill	$11,587 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`317-342-04-00`

Property Details

APN / Parcel Number

Primary APN	`317-342-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12712 SOULE ST
City	POWAY
State	CA
Zip	92064-6035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 44 TR 004442
Legal Subdivision	TUSTIN HILLS
Legal Tract	004442
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17048

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12712 SOULE ST, POWAY, CA 92064-6035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Mar 21, 2022	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Dec 21, 2021	Grant Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Dec 21, 2021	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2022124527
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000858156
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2022
Property Address	12712 SOULE ST, POWAY, CA 92064-6035
Document Number	0000124528
Map Reference	MAP 4442
Instrument Date	Mar 7, 2022
Instrument	2022-0124528
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12712 SOULE ST, POWAY, CA 92064-6035

Mortgage

Document Number	0000124529
Date	Mar 21, 2022
Instrument	2022-0124529

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 21, 2022
Property Address	12712 SOULE ST, POWAY, CA 92064-6035
Document Number	0000124527
Map Reference	MAP 4442
Instrument Date	Mar 3, 2022
Instrument	2022-0124527
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 30, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12712 SOULE ST, POWAY, CA 92064-6035

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	12712 SOULE ST, POWAY, CA 92064-6035
Document Number	0000858157
Map Reference	MAP 4442
Instrument Date	Nov 23, 2021
Instrument	2021-0858157
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5959 MISSION GORGE RD STE 206, 206, SAN DIEGO, CA 92120-4019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000858158
Date	Dec 21, 2021
Instrument	2021-0858158

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Change Frequency	Monthly

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	12712 SOULE ST, POWAY, CA 92064-6035
Document Number	0000858156
Map Reference	MAP 4442
Instrument Date	Nov 23, 2021
Instrument	2021-0858156
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E VICTORY RD, MERIDIAN, ID 83642-6633

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12712 SOULE ST, POWAY, CA 92064-6035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570611
Date	Dec 9, 2019
Instrument	2019-0570611

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,025,000 (-) Land $692,000 Building $333,000
2025	$11,587.00 (+7.56%) Homeowner's exemption	$1,025,000 (+7.44%) Land $692,000 Building $333,000
2023	$10,773.00 (+45.72%)	$954,000 Land $645,000 Building $309,000
2022	$7,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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