Payne County property record for 12712 E Glencoe Rd, Glencoe, OK 74032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,908 sqft · built 2016 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Oct 2024) |
| Tax Bill | $3,211 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N04E-09-2-00000-000-0253 |
| Primary APN | 20N04E-09-2-00000-000-0253 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 48 sqft |
| Patio Area | 241 sqft |
| Lean-To | 700 sqft |
| Utility Building | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 86600 |
|---|---|
| Street Address | 12712 E GLENCOE RD |
| City | GLENCOE |
| State | OK |
| Zip | 74032-3172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 09-20N-04E B-253 (10ACM/L) BEG 648.16'W SE/C SE/4; W-660' N-660' E-660' S-660' POB |
| Legal Range | 04E |
| Legal Township | 20N |
| Legal Section | 09 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 11101 |
Source: Payne County records · APN 20N04E-09-2-00000-000-0253
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12712 E GLENCOE RD, GLENCOE, OK 74032-3172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO |
| Apr 16, 2019 | Deed of Trust, Mortgage FIRST BK & TR CO |
| Sep 21, 2018 | Quit Claim Deed, Mortgage CALIBER HM LOANS |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST BK & TR CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on Record |
| Deed Sale | Oct 16, 2024 · Amount on Record |
| Deed Document Number | I-2024-010517 |
| Deed Book / Page | 2827 / 559 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 12712 E GLENCOE RD, GLENCOE, OK 74032-3172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0029000433 |
|---|---|
| Date | Nov 07, 2025 |
| Book Page | 2900/433 |
| Instrument | I-2025-012358 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 830 N MAIN ST, PERKINS, OK 74059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 05, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 12712 E GLENCOE RD, GLENCOE, OK 74032-3172 |
| Document Number | 0025030537 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12712 E GLENCOE RD GLENCOE OK 740323172, GLENCOE, OK 74032-3172 |
| Document Number | 0025030537 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 002503/000537 |
| Instrument | 3633 |
| Name | FIRST BK & TR CO |
|---|---|
| Address | PERRY, OK 73077 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 17, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Sep 21, 2018 |
| Property Address | 12712 E GLENCOE RD, GLENCOE, OK 74032-3172 |
| Document Number | 0024740556 |
| Book / Page | 002474 / 000556 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 11459 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12712 E GLENCOE RD GLENCOE OK 740323172, GLENCOE, OK 74032-3172 |
| Document Number | 24740557 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 002474/000557 |
| Instrument | 11460 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 12712 E GLENCOE RD, GLENCOE, OK 74032-3172 |
| Document Number | 0024690908 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12712 E GLENCOE RD GLENCOE OK 740323172, GLENCOE, OK 74032-3172 |
| Document Number | 0024690908 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 002469/000908 |
| Instrument | 10260 |
| Name | FIRST BK & TR CO |
|---|---|
| Address | PERRY, OK 73077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 16, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Payne County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Glencoe Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,211.00 (+65.77%) Homeowner's exemption | $21,025 (-) Land $1,912 Building $19,113 | |
| 2024 | $1,937.00 (+7.49%) Homeowner's exemption | $21,025 (+3%) Land $1,912 Building $19,113 | $243,710 (+13.41%) Land $22,170 Building $221,540 |
| 2023 | $1,802.00 (+3.5%) Homeowner's exemption | $20,413 (+3%) Land $2,105 Building $18,308 | $214,900 (+8.13%) Land $22,170 Building $192,730 |
| 2022 | $1,741.00 Homeowner's exemption | $19,818 Land $2,152 Building $17,666 | $198,750 Land $21,590 Building $177,160 |
Source: FEMA National Flood Hazard Layer as of January 22, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | High above 87% of the US · above 76% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Central Rural Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 1 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LONE CHIMNEY WATER ASSOCIATION serves 150 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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