12711 E 40th St S, Independence, MO 64055 Property Records

Jackson County property record for 12711 E 40th St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1961
Lot Size	0.29 acres (12,635 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-340-06-01`

Property Details

APN / Parcel Number

Primary APN	`33-340-06-01`
Alternative APNs	`33-340-06-01-00-0-00-000` `33340060100000001` `878945`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	784 sqft
Basement Area	728 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,635 sqft (0.29 acres)
Lot Dimensions	123 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	232 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	878945
Street Address	12711 E 40TH ST S
City	INDEPENDENCE
State	MO
Zip	64055-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER GARDEN LOT 26
Legal Subdivision	RIVER GARDEN
Legal Block	3
Legal Lot Number	26
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3012
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 9, 2018	Deed of Trust, Mortgage COMMERCE BK/OR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jun 23, 2026
Property Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415
Document Number	0000046326
Instrument Date	Jun 16, 2026
Instrument	202646326
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415

Mortgage

Document Number	0000046326,
Date	Jun 23, 2026
Instrument	202646326

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415

Mortgage

Document Number	00E0078655
Date	Jul 19, 2021
Instrument	2021E0078655

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12711 E 40TH ST S, INDEPENDENCE, MO 64055-4415
Document Number	0000E31517
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12711 E 40TH ST S INDEPENDENCE MO 640554415, INDEPENDENCE, MO 64055-4415

Mortgage

Document Number	0000E31517
Date	Apr 13, 2018
Instrument	31517E

Lender

Name	COMMERCE BK/OR
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 12, 2038

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,947 (-) Land $7,668 Building $16,279	$126,040 (-)
2025	$1,479.00 (+0.07%)	$23,947 (+12.18%) Land $7,668 Building $16,279	$126,040 (+12.19%)
2024	$1,478.00 (+2.28%)
2023	$1,445.00	$21,346 Land $3,000 Building $18,346	$112,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, T-Mobile, Verizon, Wisper ISP.

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