12710 Pine Arbor Dr, Clermont, FL 34711 Property Records

Lake County property record for 12710 Pine Arbor Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1999
Lot Size	0.362 acres (15,770 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2020)
Tax Bill	$4,837 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0720-000-51500`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0720-000-51500`
Alternative APN	`3782616`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,770 sqft (0.362 acres)
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3782616
Street Address	12710 PINE ARBOR DR
City	CLERMONT
State	FL
Zip	34711-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 5 SUB LOT 515 PB 40 PGS 90-91 ORB 5498 PG 1896
Legal Range	26
Legal Township	22
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	5
Legal Tract	720
Legal Lot Number	515
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2094
Census Tract	31315

Owner

12710 Pine Arbor Dr is owned and occupied by an individual who bought it in July 2020.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12710 PINE ARBOR DR, CLERMONT, FL 34711-7121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	2020071725
Deed Book / Page	5498 / 1896
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 6, 2020
Property Address	12710 PINE ARBOR DR, CLERMONT, FL 34711-7121
Document Number	0054981896
Book / Page	5498 / 1896
Map Reference	MB 40 PG 90&91
Instrument Date	Jun 30, 2020
Instrument	2020071725
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	METES AND BOUNDS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2422 WOODWARD HILL CT, 2422, CLERMONT, FL 34711-9578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12710 PINE ARBOR DR, CLERMONT, FL 34711-7121

Mortgage

Document Number	0054981897
Date	Jul 6, 2020
Instrument	5498/1897

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,700 Land $120,000 Building $175,700	$379,160 Land $120,000 Building $259,160
2024	$4,837.00 (+8.04%)
2023	$4,477.00 (+7.26%) Homeowner's exemption	$279,000 (+3%)	$310,945 (-) Land $60,000 Building $250,945
2022	$4,174.00 Homeowner's exemption	$270,880	$310,945 Land $60,000 Building $250,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12710 Pine Arbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 Pine Arbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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