12710 N Tansy Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12710 N Tansy Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2021
Lot Size	16 acres (699,574 sqft)
Owner	2 Individual Names on File
Last Sale	$573,363 (Jan 2021)
Tax Bill	$851 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0290010003AA`

Property Details

APN / Parcel Number

Primary APN	`0290010003AA`
Alternative APN	`148793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	699,574 sqft (16 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	148793
Street Address	12710 N TANSY RD
City	RATHDRUM
State	ID
Zip	83858-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENACRES IRR DISTRICT PLAT 2, TAX #24579 [TRS 2,3,7] 1051N05W
Legal Range	05W
Legal Township	51N
Legal Section	10
Legal Subdivision	GREENACRES
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1037
Census Tract	304

Owner

12710 N Tansy Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Kootenai County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12710 N TANSY RD, RATHDRUM, ID 83858-5202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU
Jan 26, 2021	Intrafamily Transfer, Transfer · Construction Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Deed Document Number	20212807740
Prior Transfer Date	Jan 23, 2021
Prior Transfer Doc	2807740000
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	12710 N TANSY RD, RATHDRUM, ID 83858-5202
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	SUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3033620000
Date	Feb 23, 2026
Instrument	3033620000

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	19499 W HIGHWAY 53, RATHDRUM, ID 83858-7675
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2935207000
Date	Apr 28, 2023
Instrument	2935207000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	19499 W HIGHWAY 53, RATHDRUM, ID 83858-7675
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2776486000
Date	Sep 10, 2020
Instrument	2776486000

Lender

Name	GLOBAL CU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jan 26, 2021
Property Address	19499 W HIGHWAY 53, RATHDRUM, ID 83858-7675
Document Number	2807740000
Instrument Date	Jan 23, 2021
Instrument	2807740000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5322 W ANDERSON AVE, RATHDRUM, ID 83858-6798

Mortgage

Document Number	2807741000
Date	Jan 26, 2021
Instrument	2807741000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12710 N Tansy Rd was $851 with a homeowner's exemption, down 51.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00 (-51.18%) Homeowner's exemption	$624,579 Land $243,449 Building $381,130	$935,510 Land $554,380 Building $381,130
2024	$1,743.00 (+2.11%)
2023	$1,707.00 (-30.83%) Homeowner's exemption	$628,238 (-14.65%) Land $238,072 Building $390,166	$939,546 (-3.53%) Land $549,380 Building $390,166
2022	$2,468.00 Homeowner's exemption	$736,100 Land $277,831 Building $458,269	$973,946 Land $515,677 Building $458,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12710 N Tansy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 N Tansy Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOST CREEK ESTATES WATER private · serves 277 people · EPA ID ID1280331
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Intermax Networks, T-Mobile, Wired or Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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