12710 E 39th Ln, Spokane Valley, WA 99206 Property Records

Spokane County property record for 12710 E 39th Ln, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,722 sqft · built 2006
Lot Size	0.218 acres (9,473 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2020)
Tax Bill	$5,400 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45342.2801`

Property Details

APN / Parcel Number

Primary APN	`45342.2801`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
Gross Area	3,747 sqft
1st Floor Area	964 sqft
2nd Floor Area	1,058 sqft
Basement Area	944 sqft
Finished Basement	700 sqft
Unfinished Basement	244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,473 sqft (0.218 acres)
Garage Type	Attached
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces
Patio Area	374 sqft
Canopy	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12710 E 39TH LN
City	SPOKANE VALLEY
State	WA
Zip	99206-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	PINE ROCK RIDGE 2ND ADD PUD LT 1 BLK 1 (AFN# 5249456)
Legal Range	44E
Legal Township	25N
Legal Section	34
Legal Subdivision	PINE ROCK RIDGE 2ND ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4004
Census Tract	12402

Owner

12710 E 39th Ln is owned and occupied by two individuals who bought it in December 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 9, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Mar 8, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Oct 19, 2016 · Amount on File
Deed Document Number	20207006278
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006951806
Date	Aug 5, 2020
Instrument	6951806

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 9, 2020
Property Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442
Document Number	0007006278
Map Reference	VOL 31 PG 40&41
Instrument Date	Dec 8, 2020
Instrument	7006278
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442

Mortgage

Document Number	0007006279
Date	Dec 9, 2020
Instrument	7006279

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442
Document Number	0006915071
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 E 39TH LN SPOKANE VALLEY WA 992068442, SPOKANE VALLEY, WA 99206-8442

Mortgage

Document Number	0006915071
Date	Apr 28, 2020
Instrument	6915071

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12710 E 39TH LN, SPOKANE VALLEY, WA 99206-8442
Document Number	0006790398
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 E 39TH LN SPOKANE VALLEY WA 992068442, SPOKANE VALLEY, WA 99206-8442

Mortgage

Document Number	0006790398
Date	Mar 25, 2019
Instrument	6790398

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12710 E 39th Ln was $5,400, down 4.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,400.00 (-4.42%)	$495,300 Land $120,000 Building $375,300	$495,300 Land $120,000 Building $375,300
2025	$5,650.00
2024		$528,200 (+28.89%) Land $100,000 Building $428,200	$528,200 (+28.89%) Land $100,000 Building $428,200
2023	$5,334.00 (+4.98%)	$409,800 Land $70,000 Building $339,800	$409,800 Land $70,000 Building $339,800
2022	$5,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12710 E 39th Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 E 39th Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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