12710 Covington Trl, Austin, TX 78727 Property Records

Travis County property record for 12710 Covington Trl, Austin, TX 78727

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,375 sqft · built 1985
Lot Size	0.131 acres (5,732 sqft)
Owner	Individual Name on Record
Tax Bill	$2,104 (2024)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Mar 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0268000436`

Property Details

APN / Parcel Number

Primary APN	`0268000436`
Alternative APNs	`02680004360000` `272064`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,375 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,375 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,732 sqft (0.131 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	272064
Old Parcel Number	02680004360000
Street Address	12710 COVINGTON TRL
City	AUSTIN
State	TX
Zip	78727-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BLK L MILWOOD SEC 16
Legal Subdivision	MILWOOD SEC 16
Legal Block	L
Legal Lot Number	28
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	4
Census Block	4009
Census Tract	34200

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit LIVE WELL FINANCIAL INC
May 20, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage THE MONEY HOUSE INC
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Sep 4, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 21, 2000
Last Transfer Date	May 20, 2021
Transfer Doc	0000113551
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006

Mortgage

Document Number	0000030077
Date	Feb 16, 2022
Instrument	2022030077

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.06%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032659
Date	Mar 5, 2018
Instrument	2018032659

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRAVIS TX
Recording Date	May 20, 2021
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Document Number	0000113551
Map Reference	VOL 83 PG 192D
Instrument Date	Dec 11, 2020
Instrument	2021113551
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006

Mortgage

Document Number	0000113552
Date	May 20, 2021
Instrument	2021113552

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.61%
Type Change Date	Feb 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Document Number	0000155035
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 COVINGTON TRL AUSTIN TX 787277006, AUSTIN, TX 78727-7006

Mortgage

Document Number	0000155035
Date	Oct 4, 2019
Instrument	155035

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.44%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Document Number	0000155036
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 COVINGTON TRL AUSTIN TX 787277006, AUSTIN, TX 78727-7006

Mortgage

Document Number	0000155036
Date	Oct 4, 2019
Instrument	155036

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12710 COVINGTON TRL, AUSTIN, TX 78727-7006
Document Number	0000032660
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12710 COVINGTON TRL AUSTIN TX 787277006, AUSTIN, TX 78727-7006

Mortgage

Document Number	0000032660
Date	Mar 5, 2018
Instrument	32660

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.89%

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Round Rock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,618 (-18.51%) Land $127,880 Building $241,738	$369,618 (-18.51%) Land $127,880 Building $241,738
2024	$2,104.00 (-77.75%)
2023		$453,584 Land $125,000 Building $328,584	$453,584 Land $125,000 Building $328,584
2022	$9,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Western Broadband.

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