12710 Cedar Rdg Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12710 Cedar Rdg Dr, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,816 sqft · built 1979
Lot Size	0.161 acres (7,008 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2024)
Tax Bill	$3,698 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-0040-00000-0740`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-0040-00000-0740`
Alternative APNs	`1725040040000000740` `1216113`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,816 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,624 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,008 sqft (0.161 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	232 sqft
Deck Area	Deck Area
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12710 CEDAR RIDGE DR
City	HUDSON
State	FL
Zip	34669-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SHADOW RIDGE PB 17 PGS 41-43 LOT 74
Legal Range	17E
Legal Township	25S
Legal Section	04
Legal Subdivision	SHADOW RIDGE
Legal Tract	40
Legal Lot Number	74
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2020
Census Tract	31207

Owner

12710 Cedar Rdg Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12710 CEDAR RIDGE DR, HUDSON, FL 34669-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	2024106287
Deed Book / Page	11030 / 493
Prior Transfer Date	Mar 24, 2016
Prior Transfer Doc	0093561295
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12710 CEDAR RIDGE DR, HUDSON, FL 34669-2711
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12710 CEDAR RIDGE DR, HUDSON, FL 34669-2711

Mortgage

Document Number	0103581552
Date	May 28, 2021
Book Page	10358/1552
Instrument	2021111726

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12710 Cedar Rdg Dr was $3,698 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,033 (-1.83%) Land $38,544 Building $203,489	$242,033 (-1.83%) Land $38,544 Building $203,489
2025	$3,698.00 Homeowner's exemption	$246,536 Land $38,544 Building $207,992	$246,536 Land $38,544 Building $207,992
2023	$1,553.00 (+12.05%) Additional exemption filed	$118,860 (+3%) Land $23,477 Building $95,383	$257,008 (+18.49%) Land $23,477 Building $233,531
2022	$1,386.00 Homeowner's exemption	$115,400 Land $19,552 Building $95,848	$216,894 Land $19,552 Building $197,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12710 Cedar Rdg Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (1985–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12710 Cedar Rdg Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20