1271 Spruce Cir, #7A, Lynden, WA 98264 Property Records

Whatcom County property record for 1271 Spruce Cir, #7A, Lynden, WA 98264

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,403 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Nov 2021)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400316-306559-0000`

Property Details

APN / Parcel Number

Primary APN	`400316-306559-0000`
Alternative APNs	`129342` `586650` `510910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,403 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	563 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	387 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Wood Porch
Porch Area	23 sqft
Deck Area	23 sqft
Patio Area	200 sqft
Balcony Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	129342
Street Address	1271 SPRUCE CIR, 7A
City	LYNDEN
State	WA
Zip	98264-9063
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM1
Legal Description	VINUP VILLAGE CONDOMINIUM 2ND AM UNIT 7A-TOG WI UNDIV INT IN COMMON AREAS DESC AF 2100502772
Legal Range	03
Legal Township	40
Legal Section	16
Legal Subdivision	VINUP VILLAGE CONDOMINIUM 2ND AM
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	3
Census Block	3000
Census Tract	10303

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1271 SPRUCE CIR, 7A, LYNDEN, WA 98264-9063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Aug 21, 2017	Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20213022
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 19, 2021
Property Address	1271 SPRUCE CIR # 7A, 7A, LYNDEN, WA 98264-9063
Document Number	0001103022
Map Reference	AF 2060900590
Instrument Date	Nov 16, 2021
Instrument	2021-1103022
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 SPRUCE CIR # 7A, 7A, LYNDEN, WA 98264-9063

Mortgage

Document Number	0001103023
Date	Nov 19, 2021
Instrument	2021-1103023

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1271 SPRUCE CIR # 7A, 7A, LYNDEN, WA 98264-9063
Document Number	2170803054
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 SPRUCE CIR #7A LYNDEN WA 982649063, 7A, LYNDEN, WA 98264-9063

Mortgage

Document Number	2170803054
Date	Aug 25, 2017
Instrument	803054

Lender

Name	SEMPER HM LOANS
Type	Funding / Finance Company
Address	PROVIDENCE, RI 02907

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,723.00 (+4.17%)	$364,040 (+13.59%) Land $50,750 Building $313,290	$364,040 (+13.59%) Land $50,750 Building $313,290
2022		$320,494 Land $58,902 Building $261,592	$320,494 Land $58,902 Building $261,592
2021	$2,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Ziply Fiber.

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