1271 River Chase Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1271 River Chase Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,730 sqft · built 1995
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (May 2022)
Tax Bill	$7,584 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062F1-00-00-24100`

Property Details

APN / Parcel Number

Primary APN	`062F1-00-00-24100`
Alternative APN	`27606`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,730 sqft Finished Area
Basement Area	1,191 sqft
Finished Basement	850 sqft
Unfinished Basement	341 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	14,288 sqft (0.328 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	394 sqft
Patio Area	982 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1271 RIVER CHASE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-0642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	DUNLORA 241 PH 2B
Legal Subdivision	DUNLORA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

1271 River Chase Ln is owned and occupied by an individual who bought it in May 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1271 RIVER CHASE LN, CHARLOTTESVILLE, VA 22901-0642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Deed Document Number	20225876
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 16, 2022
Property Address	1271 RIVER CHASE LN, CHARLOTTESVILLE, VA 22901-0642
Document Number	202200005876
Map Reference	MB 1408 PG 344-353
Instrument Date	May 11, 2022
Instrument	202200005876
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1271 RIVER CHASE LN, CHARLOTTESVILLE, VA 22901-0642

Mortgage

Document Number	202200005877
Date	May 16, 2022
Instrument	202200005877

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1271 River Chase Ln was $7,584, up 1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,584.00 (+1.03%)	$848,300 (+1.01%) Land $170,000 Building $678,300	$848,300 (+1.01%) Land $170,000 Building $678,300
2025	$7,507.00	$839,800 Land $175,000 Building $664,800	$839,800 Land $175,000 Building $664,800
2023	$6,202.00	$726,300 Land $160,000 Building $566,300	$726,300 Land $160,000 Building $566,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1271 River Chase Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1271 River Chase Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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