1271 Hickory Rdg Rd, Waddy, KY 40076 Property Records

Franklin County property record for 1271 Hickory Rdg Rd, Waddy, KY 40076

Property Summary

Property Type	Rural Home
Details	built 2005
Lot Size	12.6 acres (550,511 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Oct 2009)
Tax Bill	$3,466 (2025)
Deeds & Mortgages	Mar 2006 Mortgage Oct 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00-00-024.03`

Property Details

APN / Parcel Number

Primary APN	`004-00-00-024.03`
Alternative APN	`56427`

Interior

Stories	1 Story

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	550,511 sqft (12.6 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	56427
Street Address	1271 HICKORY RIDGE RD
City	WADDY
State	KY
Zip	40076-8945
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TRACT 1-B
Legal Tract	1
Legal Lot Number	1-B
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3046
Census Tract	71102

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1271 HICKORY RIDGE RD, WADDY, KY 40076-8945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF FRANKFORT
Oct 19, 2009	Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF FRANKFORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2009 · Amount on Record
Deed Sale	Oct 19, 2009 · Amount on Record
Deed Document Number	2009350430
Deed Book / Page	516 / 469
Record Updated	Jun 8, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	1271 HICKORY RIDGE RD, WADDY, KY 40076-8945
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1005/115
Date	Mar 27, 2006
Book Page	M1005/115
Instrument	296666

Lender

Name	FIRST FSB OF FRANKFORT
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

October 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 19, 2009
Property Address	1271 HICKORY RIDGE RD, WADDY, KY 40076-8945
Document Number	00D516/469
Book / Page	D516 / 469
Map Reference	CAB G SL8
Instrument Date	Oct 16, 2009
Instrument	350430
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 PARK VIEW DR, LOUISVILLE, KY 40245-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1271 HICKORY LN, FRANKFORT, KY 40601

Mortgage

Document Number	0M1152/468
Date	Oct 19, 2009
Book Page	M1152/468
Instrument	350431

Lender

Name	FIRST FEDERAL SAVINGS BANK OF FRANKFORT
Type	Non-Lending Institution
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,466.00 (+0.23%)	$289,392 (-) Land $4,392 Building $285,000	$289,392 (-) Land $4,392 Building $285,000
2023	$3,458.00	$289,392	$289,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hickory Rdg Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures