1271 Erhardt St, Union, NJ 07083 Property Records

Union County and Union Township property record for 1271 Erhardt St, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details10 sqft · built 1957
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$90,000 (May 2006)
Tax Bill$10,589 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN19-01808-0000-00002

Property Details

APN / Parcel Number

Primary APN19-01808-0000-00002
Alternative APN
  • 190180800002

Interior

Stories1 Story
Building Area10 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address1271 ERHARDT ST
CityUNION
StateNJ
Zip07083-6248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1808
Legal Lot Number2
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1004
Census Tract33200

Owner

1271 Erhardt St is owned and occupied by two individuals who bought it in May 2006.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address1271 ERHARDT ST, UNION, NJ 07083-6248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 10, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2006 · Amount on File
Deed SaleMay 23, 2006 · Amount on File
Prior SaleApr 19, 2001 · Amount on File
Deed Book / Page5583 / 140
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1271 ERHARDT ST, UNION, NJ 07083-6248
Transaction TypeMortgage
Record UpdatedSep 30, 2022
Title CompanySTATES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152782130
DateSep 15, 2022
Book Page15278/2130
Instrument43147
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1271 ERHARDT ST, UNION, NJ 07083-6248
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148662563
DateJan 25, 2021
Book Page14866/2563
Instrument2216
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1271 ERHARDT ST, UNION, NJ 07083-6248
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyUNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146562530
DateFeb 25, 2020
Book Page14656/2530
Instrument687406
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1271 ERHARDT ST, UNION, NJ 07083-6248
Document Number0145682074
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJul 3, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1271 ERHARDT ST UNION NJ 070836248, UNION, NJ 07083-6248

Mortgage

Document Number0145682074
DateJun 24, 2019
Book Page014568/002074
Instrument674277
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 23, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1271 Erhardt St was $10,589, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,400 (-) Land $19,600 Building $25,800$45,400 (-) Land $19,600 Building $25,800
2025$10,589.00 (+4.36%)$45,400 Land $19,600 Building $25,800$45,400 Land $19,600 Building $25,800
2024$10,147.00
2023$45,400 Land $19,600 Building $25,800$45,400 Land $19,600 Building $25,800
2022$9,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1271 Erhardt St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1984–2023)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2023 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1271 Erhardt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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