Berkeley County property record for 1271 Discovery Dr, Ladson, SC 29456
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,901 sqft · built 2015 |
| Lot Size | 0.164 acres (7,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Apr 2019) |
| Tax Bill | $1,542 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 233-15-09-164 |
| Primary APN | 233-15-09-164 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,901 sqft Finished Area |
| Gross Area | 3,515 sqft |
| 1st Floor Area | 1,272 sqft |
| 2nd Floor Area | 1,629 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,179 sqft (0.164 acres) |
| Garage Area | 453 sqft |
| Porch | Patio |
| Porch Area | 281 sqft |
| Street Address | 1271 DISCOVERY DR |
|---|---|
| City | LADSON |
| State | SC |
| Zip | 29456-3039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | PHASE 7A |
| Legal Subdivision | HUNTERS BEND P7-8 |
| Legal Phase | 7A |
| Legal Lot Number | 635 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20716 |
1271 Discovery Dr is owned and occupied by an individual who bought it in April 2019.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH CAROLINA FCU |
| Jan 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 17, 2019 | Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2019 · Amount on File |
| Deed Sale | Apr 17, 2019 · Amount on File |
| Prior Sale | Nov 18, 2015 · Amount on File |
| Deed Document Number | 201912277 |
| Deed Book / Page | 2998 / 490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2022 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 03988/0780 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 3988/780 |
| Instrument | 2021046089 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 04368/0539 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 4368/539 |
| Instrument | 2022036708 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Type | Credit Union |
| Address | NORTH CHARLESTON, SC 29419 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3249/0191 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 3249/0191 |
| Instrument | 2020001948 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 17, 2019 |
| Property Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 02998/0490 |
| Book / Page | 2998 / 0490 |
| Map Reference | CAB S PG 040A&041A |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019012277 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,061.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1271 DISCOVERY DR, LADSON, SC 29456-3039 |
| Document Number | 2019012278 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019012278 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 1271 Discovery Dr was $1,542 with a homeowner's exemption, up 3.8% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,215 (+2,399.93%) Land $47,802 Building $290,413 | $459,900 (-) Land $65,000 Building $394,900 | |
| 2025 | $1,542.00 (+3.84%) | $13,529 (-) Land $1,912 Building $11,617 | $459,900 (-) Land $65,000 Building $394,900 |
| 2024 | $1,485.00 Homeowner's exemption | $13,529 Land $1,912 Building $11,617 | $459,900 Land $65,000 Building $394,900 |
| 2022 | $1,485.00 Homeowner's exemption | $11,764 Land $2,200 Building $9,564 | $294,100 Land $55,000 Building $239,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1271 Discovery Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 10 (1989–2021) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1271 Discovery Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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