1271 Co Rd 2117, Gainesville, TX 76240 Property Records

Cooke County property record for 1271 Co Rd 2117, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,613 sqft · built 1986
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$466,900 (Jun 2022)
Tax Bill	$9,346 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Sep 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1082-002-00000`

Property Details

APN / Parcel Number

Primary APN	`1082-002-00000`
Alternative APN	`24914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,613 sqft Living Area
Gross Area	2,541 sqft
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1082-002-00000
Street Address	1271 COUNTY ROAD 2117
City	GAINESVILLE
State	TX
Zip	76240-8494
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	WALKER H 1082 ACRES 10.0
Legal Subdivision	WALKER H
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2007
Census Tract	702

Owner

1271 Co Rd 2117, a rural home, is owned and occupied by an individual who bought it in June 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK
Sep 8, 2026	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATIONAL BANK
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NASCOGA FCU
Jun 14, 2022	Vendor's Lien, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Deed Document Number	20225248
Deed Book / Page	2518 / 146
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 8, 2026
Property Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494
Document Number	0000006815
Book / Page	2807 / 330
Instrument Date	Sep 4, 2026
Instrument	20266815
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 COLFAX DR, MCKINNEY, TX 75072-2974

Mortgage

Document Number	0000006815,
Date	Sep 8, 2026
Book Page	2807/330
Instrument	20266815

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 8, 2026
Property Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494
Document Number	0000006814
Book / Page	2807 / 304
Instrument Date	Sep 4, 2026
Instrument	20266814
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494

Mortgage

Document Number	0000006814,
Date	Sep 8, 2026
Book Page	2807/304
Instrument	20266814

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494

Mortgage

Document Number	002505/781
Date	Apr 27, 2022
Book Page	2505/781
Instrument	2022-3710

Lender

Name	NASCOGA FCU
Type	Credit Union
Address	GAINESVILLE, TX 76240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 14, 2022
Property Address	1271 COUNTY ROAD 2117, GAINESVILLE, TX 76240-8494
Document Number	002518/146
Book / Page	2518 / 146
Map Reference	VOL 705 PG 261
Instrument Date	Jun 10, 2022
Instrument	2022-5248
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	GAINESVILLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 MAPLEWOOD, AUBREY, TX 76227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 ELLIS LN, SAVANNAH, TX 76227-1950

Mortgage

Document Number	0020225249
Date	Jun 14, 2022
Instrument	2022-5249

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1271 Co Rd 2117 was $9,346 with exemptions applied, down 0.8% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,346.00 (-0.78%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$615,531 (-0.78%) Land $371,000 Building $244,531	$615,531 (-7.51%) Land $371,000 Building $244,531
2025	$9,419.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$620,382	$665,531 Land $421,000 Building $244,531
2023		$512,713 Land $289,000 Building $223,713	$512,713 Land $289,000 Building $223,713
2022	$982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1271 Co Rd 2117 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1271 Co Rd 2117 is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 65% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Element8, T-Mobile.

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