1271 Choptank Rd, Middletown, DE 19709 Property Records

New Castle County property record for 1271 Choptank Rd, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,216 sqft · built 2023
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Jun 2016)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11-061.00-024`

Property Details

APN / Parcel Number

Primary APN	`11-061.00-024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	2,216 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	86,249 sqft (1.98 acres)
Lot Dimensions	548 ft deep x 180 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1271 CHOPTANK RD
City	MIDDLETOWN
State	DE
Zip	19709-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	CARTER SUBD
Legal Lot Number	2
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3010
Census Tract	16609

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Mar 19, 2026	Intrafamily Transfer, Transfer
Feb 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Jan 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Sep 14, 2023	Intrafamily Transfer, Transfer · Construction Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Prior Sale	Dec 12, 2006 · Amount on Record
Deed Document Number	201630374
Last Transfer Date	Jun 23, 2023
Transfer Doc	0000061727
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051

Mortgage

Document Number	0000017682
Date	Mar 10, 2026
Instrument	20260310-0017682

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051

Mortgage

Document Number	0000016073
Date	Mar 3, 2026
Instrument	20260303-0016073

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	BRYN MAWR, PA 19010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2033
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Mar 19, 2026
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Document Number	0000020089
Map Reference	MF 11382
Instrument Date	Mar 4, 2026
Instrument	20260319-0020089
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051

Mortgage

Document Number	0000009728
Date	Feb 15, 2024
Instrument	20240215-0009728

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 24, 2044

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001628
Date	Jan 9, 2024
Instrument	20240109-0001628

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	BRYN MAWR, PA 19010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Sep 14, 2023
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Document Number	0000061727
Map Reference	MF 11382
Instrument Date	Jun 23, 2023
Instrument	20230914-0061727
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2134 PORTER RD, BEAR, DE 19701-2123

Mortgage

Document Number	0000061731
Date	Sep 14, 2023
Instrument	20230914-0061731

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	May 1, 2024

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 13, 2019
Property Address	1271 CHOPTANK RD, MIDDLETOWN, DE 19709-9051
Document Number	0000063016
Instrument Date	Aug 7, 2019
Instrument	63016
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2134 PORTER RD BEAR DE 197012123, BEAR, DE 19701-2123

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00 (+1,555.59%)	$629,300 (+7,481.93%) Land $215,600 Building $413,700
2024			$208,170
2023	$295.00	$8,300 (-) Land $8,300
2022		$8,300 Land $8,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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