1271 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1271 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,225 sqft · built 1981
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2020)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-06-202-016`

Property Details

APN / Parcel Number

Primary APN	`05-06-202-016`
Alternative APNs	`506202016` `330A244`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,225 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Bi-Level
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1271 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1271
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1271
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1001
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1271 CHADBOURNE DR, DAVIS, IL 61019-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Warranty Deed, Transfer PLAZA HM MTG
Jan 16, 2020	Warranty Deed, Transfer · Line of Credit GERMAN AMERICAN ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	20201033051
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 29, 2020
Property Address	1271 CHADBOURNE DR, DAVIS, IL 61019-9657
Document Number	0001033051
Instrument Date	Oct 23, 2020
Instrument	1033051
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1271 CHADBOURNE DR DAVIS IL 610199657, DAVIS, IL 61019-9657

Mortgage

Document Number	1033052
Date	Oct 29, 2020
Instrument	1033052

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

Interest

Rate	2.87%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 16, 2020
Property Address	1271 CHADBOURNE DR, DAVIS, IL 61019-9657
Document Number	0001001455
Instrument Date	Jan 4, 2020
Instrument	1001455
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13596 PATTERSON RD DURAND IL 610249511, DURAND, IL 61024-9511

Mortgage

Document Number	1001456
Date	Jan 16, 2020
Instrument	1001456

Lender

Name	GERMAN AMERICAN ST BK
Address	GERMAN VALLEY, IL 61039

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,885.00	$76,381 (+46.28%) Land $2,526 Building $73,855	$229,143 (+46.28%) Land $7,578 Building $221,565
2022	Homeowner's exemption	$52,214 Land $1,744 Building $50,470	$156,642 Land $5,232 Building $151,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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